Category Archives: parenting

financial aid, parenting, Wednesdays parent

Wednesday’s Parent: Saving for College

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college savingsNo matter where you are in the college prep process, saving for college and paying for college is on every parent’s mind. Depending on your situation and the amount of time you have to save, here are some excellent resources that will help you understand college savings plans.

SavingforCollege.com

SavingforCollege.com offers a free Family Guide to College Savings available in either Kindle, Nook, or PDF format. The guide advises parents on when to start saving, how to start saving, and college savings alternatives. It also gives a brief explanation of the tax savings you can expect and how to maximize savings. There are also numerous links on the site itself related to 529 savings plans, college expenses, and a tool to use to view the list of state specific plans. There is also a college cost calculator that helps you determine the cost of college based on your child’s age and the amount you wish to contribute along with a monthly savings estimate.

AffordableCollegesOnline.org

AffordableCollegesOnline.org has created a 529 Savings Plan Guidebook which can be easily printed from your browser. In the guidebook you will gain a better understanding of:

By using this guide, you will gain a better understanding of:

  • How 529 savings plans work and how to establish one
  • Who is eligible to establish and contribute to a 529 savings plan
  • The pros and cons of other types of college savings vehicles
  • How much may be contributed to a 529 plan
  • The tax advantages associated with 529 plans
  • The best time to set up a plan
  • How to take the next step in obtaining some – or all – of the funds that are needed to fulfill the dream of a higher education.

U.S. News Education

On U.S. News Education: Saving for College you can read articles like:

  • 4 Steps to Choosing Age-Based 529 Plans
  • 5 Steps for Utilizing 529 College Savings Plan Funds
  • 12 Questions to Ask Before Investing in a Prepaid College Savings Plan
  • 4 Costly Mistakes Parents Make When Saving Money for College

Fidelty.com

Fidelity offers information you will need to plan your child’s educational future. On this site you can compare your savings options, find a 529 savings plan that meets your needs, learn about financial aid, and how much you will need to save.

University Parent

University Parent, an online resource for parents of college students and college bound teens, recently published an article:  What is a 529 Savings Plan? How it Helps. The article gives an overview of the plans and what you need to know once you have one and how to use it.

If your college-bound teen is young, you have plenty of time to start saving. If you have a student in high school, you should read the information about aggressive portfolios and how to maximize your investment. The above resources should help you decide how much and where to invest your savings.

Read Wendy’s Post: Sense and Cents for College and Retirement Saving

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

admissions, college guidance, college planning, financial aid, parenting, Wednesdays parent

Wednesday’s Parent: Don’t Be Fooled

 

don't be fooledToday is April Fool’s day. I have to admit, it’s not one of my favorite Hallmark holidays. I’m not much of a prankster and I always disliked being on the receiving end of a prank. None of us do. But colleges, all over the country, are pranking parents and students today. How? With the financial aid award letter. But don’t be fooled.

Colleges don’t back their admission offer up with money–if a college wants your student, they will back it up with a financial “reward”. No award indicates they are counting on your student declining their offer. Read this…

Colleges pack those letters with loans–a prank because every student and parent can get a student loan. Read this…

Colleges misrepresent their true cost on those letter–often leaving out expenses that should be considered and not giving the true cost of attendance. Read this…

Colleges “gap” students–they don’t award enough financial aid to meet the family’s EFC. This leaves a gap in the award and what the family has to pay. Read this…

Colleges consider it an award letter although there’s no award–even if all they offer is a student loan. That’s not an award. That’s not even an olive branch. It’s a slap in the face. Read this…

Be a wise consumer. Don’t be fooled by award letters. Do your due diligence and compare offers, crunch the numbers, and make a wise financial decision. Remember that part of the perfect fit college is the financial aspect. A college who won’t back their offer up with money isn’t a college you should consider.

Don’t be pranked by the colleges. I would never fool you; but Happy April Fools Day!

Read Wendy’s post: How a Joke Helps No Fooling College Prep

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

admissions, college guidance, college planning, mom approved tips, parenting

Mom-Approved Tips: “Where You Go Is Not Who You’ll Be”

 

where you go is not who you'll beRecently a new book was released by the New York Times op-ed columnist Frank Bruni: Where You Go Is Not Who You’ll Be: An Antidote to the College Admissions Mania. As you can imagine, it’s quite the controversial topic, especially among Ivy League colleges, current students and alumni.

Of course, I (and so many other college counselors) have been saying this for years: Does it Matter WHERE You Go To College? Mr. Bruni just put it down on paper and in a best-selling book. Parents and students are resonating with its message. Why? Students and parents are filled with stress, anxiety, and frustration over the college prep process–test prep, essays, college choice, financial aid decisions and more. We are tired of our students putting all their future expectations of success on a college name or reputation.

Read some of the reviews of the book:

“For students, parents, teachers, and everyone else suffering during the college admissions process, Frank Bruni offers an outstanding resource. Where You Go Is Not Who You’ll Be is a thought-provoking look at how the system works-and a fresh, reassuring reminder of what really matters in the college experience.”
-Gretchen Rubin, bestselling author of The Happiness Project and Happier at Home

“The supposition that intelligence can be measured, that success can be predicted, and that the combination of the two creates happiness is rightly exploded in this sharply observed and deeply felt book. In deconstructing the college admissions process, Frank Bruni exposes the folly by which enfranchised people measure their own lives. He speaks with a voice of urgent sanity.”
-Andrew Solomon, National Book Award-winning author of Far From the Tree: Parents, Children and the Search for Identity

“Frank Bruni provides the perfect course correction for students and parents who get sucked into the college admissions frenzy. I should know. I was one of them.”
-Katie Couric

“Frank Bruni has a simple message for the freaked-out high school students of America. Calm down. Where you go to college matters far, far less than what you do once you get there (and afterward). He urges families to look beyond the usual suspects and find a school that’s going to offer something more useful than a window sticker. His clear, well-researched book should be required reading for everyone caught up in the college-admissions game.”
-William Deresiewicz, bestselling author of Excellent Sheep: The Miseducation of the American Elite and The Way to a Meaningful Life

“For families caught up in college-application madness, this book provides a much-needed tonic. For the rest of us, it’s an inspiring call for a wiser, saner approach to American higher education.”
-Paul Tough, bestselling author of How Children Succeed: Grit, Curiosity, and the Hidden Power of Character

“Your worth is not determined by the university you went to. Or, in other words, “Where You Go is Not Who You’ll Be.” Alleluia. That’s the exact mantra every student and parent must heed as they navigate the stressful college admissions process. I’m doing it for the fourth time and this excellent writer’s new book could not have come at a better time for me. As Frank Bruni brilliantly demonstrates, your worth is your worth and it’s yours to make wherever you go.” 
-Maria Shriver

Read this quote from Frank Bruni’s guest post on The College Solution:

…What we desperately need to do in this country is change the focus of the discussion from where you go to college to how you use college. In what directions do you need to grow? In what ways does your frame of reference need broadening? If kids were coached to worry about that, and not about the college name splashed across the sweatshirts they’re wearing, they’d be better for it. All of us would.

Do yourself (and your teens) a favor–focus on the education, the experience, and the joy of the college search. Years down the road, it really won’t matter where they got their diploma.

college guidance, college planning, parenting, Wednesdays parent

Wednesday’s Parent: Colleges Want YOU!

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colleges want youOdds are everyone has seen the Uncle Sam poster recruiting men and women to enlist in the military. You could put the face of any college on that poster and get the same message. Colleges WANT You! Colleges are all about recruiting. You might not think they have to do much of it because students are breaking down doors these days to attend. But they take Enrollment Management (EM) very seriously. Even though your student goes to college to get an education, colleges are businesses seeking the best students who can present a positive image when marketing to future students.

What is Enrollment Management?

According to the NAIS (National Association of Independent Schools), EM encompasses four key areas: admission management, retention, research and marketing. It is the college’s response to the challenges and opportunities that recruiting and retaining the right student body present to a school’s financial health, image, and student quality. Quite simply, it’s the way a college gets (and keeps) its students. They invest time, money and resources to create their perfect freshman class.

This gives a whole new perspective to the college choice

Just as colleges WANT you, they want you to WANT them. When you see it in this light, it makes it easier to realize that YOU are the one making the college choice. You are the one they are trying to attract. You are the one they invest their time in to recruit you (and keep you) to add to their student body.

Quite honestly, the only time a college holds the power is making the decision to offer you admission. Once that decision is made, the power shifts back to YOU. If they truly want you, they will back it up with a strong offer of financial aid. At that point, you can choose to accept it, or accept a better offer.

Do your own EM

Colleges are marketing to you. You need to market to them. Present yourself in the best possible light. Focus during high school. Study for standardized tests. Round out your academics with strong extracurriculars and excellent recommendations. Research which colleges would knock down your door and market to them. Position yourself at the top of the applicant pool and put yourself in the position of power. After all, it’s your money, your investment and finally, YOUR decision!

Read Wendy’s post: Enrollment Management and College Admission

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Tonight is Wednesday’s Parent night (the fourth Wednesday of each month) on #CampusChat, Wednesday, March 25, 9pm ET/6pm PT. We will talk with Karen Full, former college admissions director, now enrollment strategist with Longmire & Company, about enrollment management and college admissions. Karen has counseled many students and families on choosing college. Please join me– @SuzanneShaffer and @pocsmom with our guest @KarenAFull and bring your questions and comments.

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

admissions, college guidance, college planning, Guest Posts, parenting

Mom-Approved Tips: How to Help Your Child Get Into College (Without Being a Helicopter Parent)

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Today’s guest post is from Ryan Hickey, Managing Editor of Petersons & EssayEdge. 

how to help your child get in to collegeYour child is filling out forms, applying to schools, and getting ready to take the leap into the world of college life. As a parent, you may feel like your baby is slipping away, and as they begin acting more like an adult, your role becomes increasingly blurry. It’s not uncommon for parents to feel as confused, anxious, and overwhelmed as their college-bound kids.

The truth is, the college search process requires a delicate balancing act between parents and their children. As parents prepare to let go of their kids, they must offer their support and guidance while encouraging independence. In other words, show them that you trust them enough to make their own decisions, but be prepared to speak up when they make questionable choices.

Ultimately, establishing a parent-child relationship built on mutual respect and trust is one of the most rewarding things you can ever do for your offspring. By following these tips, you can help your child get into college, adjust to the coming changes and keep your sanity, making you proud of what you’ve both accomplished.

Set aside plenty of time and energy to focus on the college search.

Taking the time to really decide on a college is not a simple or straightforward process — for you or your child. In fact, it can be unpredictable and haphazard. Don’t put things off until the last minute, when you might be distracted by work or they’re just trying to get through exams. Instead, get started early; ideally, you should begin looking for schools at least in your child’s junior year. If you organize right and work together, you can get it all done during their senior year, especially if you start early in the semester.

Use the resources available to you.

Colleges and universities know that this can be a trying time for both you and your child, and they have numerous resources available. Even before your child gets accepted into a school, ask as many questions as necessary to your contacts in the school. Knowing the answers to your questions gives you a leg up on the future, as well as helping alleviate some of your fears. Find out what kinds of resources are available before your child starts class, and use them early and often. It’s important to keep your child up-to-date on any communications you may have with contacts at schools — they should feel just as involved in the process as you do. When they have questions of their own, guide them to the resources they need to find answers.

Let your child make the final decision.

You may have your own ideas about where you want your child to go, but remember that choosing is an important part of growing into an adult. Make them part of the process, helping them to identify what draws them to one school versus another. This can help you bridge the gap between what you both want. Showing support for such an important decision can also help you, as the parent, show that you trust your child, something that can pay dividends down the road.

These tips can help you get started, but it’s up to you and your child to keep the momentum going. By making the process a unified approach between yourself and your child, you stand a better chance of making everything come together when your loved one steps out of your home and into their first college classroom.

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About the Author

Ryan Hickey is the Managing Editor of Peterson’s & EssayEdge and is an expert in many aspects of college, graduate, and professional admissions. A graduate of Yale University, Ryan has worked in various admissions capacities for nearly a decade, including writing test-prep material for the SAT, AP exams, and TOEFL, editing essays and personal statements, and consulting directly with applicants.

admissions, college prep, mom approved tips, parenting

Mom-Approved Tips: What Frustrates Parents Most About College Prep?

 

college prep

What frustrates parents most about college prep? I hear the frustration in parents’ voices every day about the overwhelming amount of knowledge a parent and student need to navigate the college maze. I call it a maze because that’s exactly how it feels. All throughout the process, parents feel lost, confused, off-track and often bewildered.

Not understanding your part in the process

It’s difficult for parents to know how involved you should be in the college prep process. It’s a balancing act between helping and hurting. Where do you pitch in? Should you teen handle everything alone? When do you cross the line?

In today’s world of highly involved parents, you need some help to define your boundaries and give your student the slack he needs to become independent:

Top 10 Dos and Don’ts of Parenting a College-Bound Teen

Motivating your student

I had an unmotivated student. It’s not that he wasn’t capable of achieving academic success; it was just that he didn’t have the motivation or the desire to do his best. He never soared in high school, or in the first semester of college, but he did reach his academic potential, finally.

It was hard having a child who didn’t grasp his full potential, no matter how much I told him he was capable of straight A’s. It just didn’t matter to him. Passing with average grades was good enough for him. Those grades, however, contributed to some difficult life choices and some hard lessons along the way. In the end, there were four tips that finally motivated him academically:

4 Tips to Motivate an Unmotivated Student

Finding a way to pay for the high costs

If you have a college-bound teen you’re well aware of the cost of college–it’s high. In a recent story in Business Week, one graduate confessed she had given up on her student loan debt of $186,000. She is not alone. With the nation struggling under a $1 trillion student debt crisis, stories like hers are nothing uncommon. For the first time ever, the national student loan default rate exceeds the credit card delinquency rate, and so long as student loans remain one of the few types of debt that can’t be discharged in bankruptcy, chances are the situation won’t improve any time soon.

As her parent, it’s up to you to make sure she doesn’t fall prey to debt that she cannot repay after graduation. Before she ever accepts an offer of admission, you need to talk to her about financing college. Following are a few tips to help broach that uncomfortable topic with your college-bound teen:

Talking to Your Kids About Financing College 

And you might also like to read:

10 Ways to Attend College for Free (or almost free)

Getting help and knowing who to ask

I was speaking with a parent the other night about advice her daughter received from an independent college counselor regarding standardized tests. The counselor told the student not to bother with either the SAT or ACT; they weren’t necessary. He made this statement before receiving a list of colleges and asking if she was applying to test optional schools! The parent questioned the validity of this advice, and rightly so.

With college admissions becoming ever more competitive, it may seem logical to consider working with an independent counselor. They can offer expertise and a personalized approach to the complex, time-consuming, and often stressful college prep, search and application process. But ask any group of parents and you will hear a variety of opinions. While some parents feel that engaging an independent counselor is an essential part of helping their student be a competitive applicant to his or her top choice schools, others question whether hiring someone adds value beyond what a student can already receive from parents and the high school.

Some parents choose to guide their student through the process and some choose to hire a professional. Neither is right nor wrong. The decision should be based on each family’s individual needs and resources.

Need some help trying to decide? Here’s an article I wrote for University Parent:

Should You Work With an Independent Counselor?

How to handle rejection

It was the best of times; it was the worst of times. The best of times—getting an offer of admission. The worst of times—getting a letter of rejection. Or is it really? Is there any way to spin the disappointment? Parents have dealt with their kids facing rejection throughout their lives, but there is no greater disappointment that losing what you feel is your dream—getting in to your dream college.

I’ve found some very wise words from some very wise experts over the last several weeks. When the emotions subside and your college-bound teen is ready to talk, show them these words. It could open their eyes to the truth about college rejection letters:

The Truth about College Rejection Letters

Guest Posts, parenting, websites

Help For Your Soon-to-Be College Freshman

 

college freshmanYou’ve done the best that you can. You’ve taught you’re son or daughter to ride a bike, catch a ball, deal with heartache and tried to instill a strong work ethic and an empathetic heart. Despite the ups and downs of adolescence you’re proud of what they’ve grown into. So why are you still so nervous about their upcoming college freshman year? You’re not crazy…you just care and that’s a good thing.

Feeling helpless is common but there are things a parent can do to make the transition from high school to college a smooth one for their child (aside from already forking over tens of thousands of dollars for that aforementioned college education.) There are thousands of helpful sites online that can put your young student in a great situation moving forward into their freshman year, and below are some of the most helpful for prospective collegians.

  1. Roomsurf – The move to a college dorm or apartment is an exciting one, but it’s not without its pitfalls. A frustrating, disrespectful or altogether annoying roommate can sour even the most stimulating college experience. Learning to live with someone who has opposing thoughts, beliefs, likes and dislikes is part of what makes a person become more open and understanding. That being said, improving the prospect of a harmonious roommate relationship is not without its benefits. Roomsurf allows its users to narrow down the roommate selection process and give a leg up on deciding what qualities a potential roommate can or cannot live without. Smoker/non-smoker, neat-freak or dirtball, night owl or morning person – this site can offer users a proactive approach to finding a better roommate match. (https://www.roomsurf.com/)
  2. Roommate Harmony – Even with a great roommate in tow, it doesn’t take much to spark shared living frustration.  From a perpetually full and dirty sink to missing food items, small amounts of disrespect and laziness can easily turn into large arguments and an uneasy living situation. Roommate Harmony hopes to curb these common roommate problems with its line of products and helpful blog. Personalized sticker pages delineate which foods are “Jake’s” and which are shareable. A chore chart reminds roomers what job is theirs for the week with a helpful “area to be cleaned” breakdown and checklist. Paired with a blog that promotes realistic advice like “speaking up” and “not being taken advantage of”, this site helps to avoid the preventable problems between roommates. (http://www.roommateharmony.com/)
  3. Chegg – Chegg is a one stop shop of sorts in the college website realm. Right on the homepage they promote three of their services: Find Cheap Textbooks (Good), Get Homework Help (Better), Find Internships & Jobs (Best!!!). The going rate for a college textbook these days is roughly equivalent to, oh, I don’t know, giving up the kidney of your choice. Saving money on textbooks is no longer wishful thinking but a necessary reality. Getting set up with a tutor might not be a bad idea for that particularly difficult subject that is required for graduation. And any help with internship and job prospects is a huge plus – otherwise what’s even the point of a college education? All this along with an informative and funny blog and you have yourself one heck of a website. (http://www.chegg.com/)
  4. Self-Control – We all wish we had more of it but unfortunately cheesesteak pizzas and peanut butter cup sundaes are not going anywhere in the foreseeable future. Self-Control is a fittingly named application that helps students (and anybody else for that matter) avoid distracting websites. It basically blocks whatever email accounts, websites and social networking addictions the user deems a threat to the completion of their 40-page term paper. Choose the sites to block, set the time to stay blocked and, BAM!, procrastinating influencers gone. And all this for the low, low price of FREE! Aside from the prospect of finishing a project prior to the blocking time limit being complete and being denied your favorite distraction, the only downside is that Self-Control is currently only available for Mac users. (http://selfcontrolapp.com/)
  5. Seven Quotes – A child going away to college can be a stressful and difficult thing for both parents and students (although they might not admit it.) Seven Quotes offers a bit of strength and inspiration to both sides. After signing up for their daily email service, Seven Quotes will email a motivating quote of the day to keep you moving in a positive and joyful direction. With quotes like, “Peace begins with a smile,” and, “We meet no ordinary people in our lives,” coming to your inbox, it’s easy to make the day slightly more amazing! (http://www.sevenquotes.com/)

With the gamut of emotions that come with a change as big as a child moving away, it helps to focus on what one can do to make the transition easier. These sites can help your future or current college student maintain a sense of control and thereby allow you to sleep a bit more soundly.

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Today’s guest post is from Chad Jarrah at Roommate Harmony. Roommate Harmony’s goal is to improve the shared living experience, strengthen human relationships and promote inner peace. Whether you visit our website, read our blogs, or purchase our products, our hope is to spread Roommate Harmony!

 

college prep, parenting

The Race to Nowhere: Are We Pushing Our Children Too Much?

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race to nowhere

With all the talk and the hype about college prep, we should ask the question: Are we pushing our children too much? I believe in preparing for college. I don’t believe in pushing so hard and preparing so much that your student becomes stressed, over-anxious, and burned out. Recognizing that there’s a real problem, Vicki Abeles, a concerned parent, directed a documentary about the pressures our students face. The result was a documentary called, “The Race to Nowhere”.

“Race to Nowhere” is a film that calls us to challenge current thinking about how we prepare our children for success. Named by TakePart.com as one of “10 Education Documentaries You Don’t Want to Miss”, “Race to Nowhere” brings communities together to spark dialogue and galvanize change in America’s schools.
 
Featuring the heartbreaking stories of students across the country who have been pushed to the brink by over-scheduling, over-testing and the relentless pressure to achieve, “Race to Nowhere” points to a silent epidemic in our schools. Through the testimony of educators, parents and education experts, it reveals an education system in which cheating has become commonplace; students have become disengaged; stress-related illness, depression and burnout are rampant; and young people arrive at college and the workplace unprepared and uninspired.
 
Shown nationwide and internationally in more than 7,000 schools, universities, cinemas, hospitals, corporations and community centers, “Race to Nowhere” has become the centerpiece of a nationwide, grassroots movement for the transformation of education.

Do yourself and your kids a favor and watch the trailer for this film and encourage your student’s school to set up a screening for parents. It might change the way your family views college prep and relieve the stress around the process.

FAFSA, financial aid, parenting

FAFSA Tips, Reminders, and Mistakes to Avoid

 

fafsaIt’s FAFSA time. “Yuck”, as one parent said. “Dreading, dreading, dreading” from another. “It’s my least favorite time of year (other than income taxes)”, said another. I get it. Nobody likes filling out federal forms, especially when money is on the line. And with the FAFSA, money is on the line.

Today I am sharing some of the best FAFSA advice I’ve found online. If you have a college bound teen, this information will be invaluable. Don’t just skim it, however; you need to read every last word. Not knowing can mean the difference between receiving aid and receiving a big fat zero. Trust me, I have learned from experience and listened to so many parents that neglected to do the research before completing the form.

Avoid These FAFSA Mistakes

My first piece of advice comes from Lynn O’Shaughnessy of The College Solution blog. Her advice is spot on and goes into great detail about some key points regarding marital status, household size, and reporting assets. It’s an easy to understand guide for parents and breaks the government lingo down into simple language.

Read more . . .

10 Tips to Prepare for the FAFSA

I wrote this article for TeenLife.com giving parents tips on what they need before completing the FAFSA. You want to be the first in line for financial aid. Students who complete the government form early are more likely to receive funds set aside by the colleges for financial aid. If you don’t complete the FAFSA, you won’t receive any aid. Everyone should file the FAFSA, even if you think you won’t qualify for federal aid.

Read more . . .

False FAFSA Assumptions

Jodi Okun of College Financial Aid Advisors wrote this piece for AboutMoney.com. One of the most common statements I hear from parents is, “I’m not going to file because we won’t qualify for financial aid”. Jodi points out the huge mistake in making this assumption and others.

Read more . . .

7 Legal Ways to Squeeze More Money Out of the FAFSA

It makes perfect sense, just with your taxes, that you should receive what is owed you. With the FAFSA, this affects your student’s financial aid award. Kim Clark of Time.com/Money shares her best advice on how to complete the form properly to ensure you get the most financial aid.

Read more . . .

Do me a favor and pass this information along to other parents. The more you know, the more you will maximize your financial aid. And…sharing is caring!

admissions, college guidance, college planning, college prep, college visits, mom approved tips, parenting, Top 10

T is for Tuesday, Top 10 and Tips

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top 10 tipsIt’s Tuesday. It’s not hump day. It’s the day before New Years Eve and time to reflect on 2014. And nothing says Tuesday more than Tips. Put it all together and you have Tuesday’s Top 10 Tips from 2014.

Tip #1: Insist your student graduate in 4 years or less

Did you know that at most public universities, only 19 percent of full-time students earn a bachelor’s degree in four years? Even at state flagship universities — selective, research-intensive institutions — only 36 percent of full-time students complete their bachelor’s degree on time.

Nationwide, only 50 of more than 580 public four-year institutions graduate a majority of their full-time students on time. Some of the causes of slow student progress are inability to register for required courses, credits lost in transfer and remediation sequences that do not work. Studying abroad can also contribute to added time and credits lost when abroad. According to a recent report from CompleteCollege.org some students take too few credits per semester to finish on time. The problem is even worse at community colleges, where 5 percent of full-time students earned an associate degree within two years, and 15.9 percent earned a one- to two-year certificate on time.

Read more . . .

Tip #2: Be wise—apply to backup schools (but make sure those schools are ones you want to attend)

Being admitted into your first choice school is a challenge and not a guarantee. No matter how positive you are about your application, no matter how hard you’ve worked to be an ideal applicant, it is important not to assume that gaining admission to your top choice for college is a sure thing. But don’t get dejected or cynical! Here are three ways to increase your chances of being accepted by applying to backup schools.

Read more . . .

Tip #3: It’s never too early to prepare for college

How early is too early to prepare for college? We’ve all seen those movie clips where the parents are agonizing over the right preschool to prepare their kids for the right kindergarten, the right grade school, and the right college preparatory school. These overachieving parents are convinced that college prep begins at birth. They take it to a whole other level elevating college jerseys into full blown college prep. But just how early is too early and how far should parents go when preparing their children for college?

Read more . . .

Tip #4: It matters very little where your student goes to college

Much is debated about college names and prestige, especially among parents. It’s logical that parents want their kids to have the best opportunities available. It’s illogical that they place more value in the name than in the education itself. But so many parents encourage their kids to make illogical college choices. Where you go to college is not as important as you might think.

Read more . . .

Tip #5: Don’t neglect the college visit

A few years ago, I wrote an article for Smart College Visit about the importance of the college visit: Don’t Pick a College Sight Unseen:

As a parent of two kids who attended college, I learned a very valuable lesson: never pick a college sight unseen. The rules that apply to any major purchase are even more important when making the decision to invest thousands of dollars on a college education. You would never buy a car without test-driving it, or move into a home without taking a walk through and getting a home inspection. Based on my experience with both my kids, I can tell you that your teen should never accept admission to a college without getting a feel for the campus and campus life.

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Tip #6: Know when to hold ‘em; know when to fold ‘em

In just a few short months, your student will be making college decisions by the May 1st deadline. For some families, it’s easy. For others, it’s emotional and gut wrenching. If your student got into their dream college and the money is there, congratulations. If your student was waitlisted, or there’s a financial issue, or they didn’t get an offer of admission to their first choice college it’s time to examine the deck. By doing this, you can help your teen make the best decision.

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Tip #7: Practice tough love

Parenting is easy if you give into your child’s every whim, never be consistent with discipline, or simply don’t pay attention. Parenting children who strive for excellence in everything requires some tough love. And tough love is not easy; especially when it comes to the raising a motivated, educated, and successful student.

How do you, as a parent, raise a child that’s motivated to strive for excellence where their education is concerned?

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Tip #8: Listen to college podcasts

Every day I grab my trusty iPod and head to the mall to do my 2.5 miles of walking. I hate walking. To me, it’s boring and a waste of my time. However, it’s critical to my health and every day I tell myself it’s just something I have to grin and bear.

But then I discovered podcasts. Not only are they great when exercising, you can listen when you’re cooking dinner, commuting to work on public transportation, eating your lunch, or any other time that you are performing daily tasks and want to make them more productive.

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Tip #9: Don’t ignore the FAFSA

The most important advice I can give parents is: don’t ignore the FAFSA! Many parents are misinformed when it comes to the Free Application for Federal Student Aid (FAFSA). They believe that they make too much money to qualify for any kind of financial aid—and they decide not to file. That is the worst mistake you can make. I encourage every family of a college-bound senior complete the FAFSA (and complete it before February 1).

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Tip #10: Teach your teens the value of money

Before you send your teens off to college, they need to learn about the value of money. Ideally, it starts at an early age; but if you haven’t started, there’s no time like the present!

When your children are away at college they are going to be responsible for their own spending (and saving). There will be offers galore from credit card companies because college students are their biggest target market. If they hook them while in college it usually means they have them for the rest of their lives.

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