Category Archives: FAFSA

FAFSA, financial aid, financial planning, paying for college

The 2027–28 FAFSA Is Here: What’s Different This Year?

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2027-28 FAFSA

If you’ve filled out the FAFSA in the past, you may be wondering:

What’s actually different about this year’s FAFSA?

The 2027–28 FAFSA is now available, and while it isn’t the dramatic overhaul we saw when the FAFSA was redesigned a few years ago, there are several changes parents and students should know about.

The U.S. Department of Education says the latest updates are designed to make the form easier to understand, reduce errors and rejected applications, and make the process smoother for families.

If you’re a parent of a high school senior applying to college for fall 2027, here’s what you need to know before you start.

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FAFSA, financial aid, financial planning, paying for college

The 2027–28 FAFSA Is Open: What Parents Need to Know Before Filing

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If you have a high school senior heading to college in fall 2027, it’s time to add one more important item to your college-planning checklist: the FAFSA is open.

Yes, already.

The 2027–28 Free Application for Federal Student Aid (FAFSA) is now available. This is the FAFSA students will use to apply for financial aid for the 2027–28 academic year, which runs from July 1, 2027, through June 30, 2028.

If you’re a parent who has been through the FAFSA process before, you may be thinking, Didn’t we just do this?

Pretty much. The FAFSA is something families generally complete every year a student wants to be considered for federal financial aid.

And if this is your first time, don’t panic. The process can feel intimidating, but getting organized before you begin can make it much easier.

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college costs, college planning, FAFSA, financial aid, financial planning, Resources

25 Colleges That Offer Full-Ride Financial Aid Based on Family Income (2026 Guide)

full-ride financial aid

If you’re worried that your family’s income is too low to afford college, here’s some encouraging news: many colleges now guarantee free tuition—or even a completely free education—for students whose families fall below certain income thresholds.

These programs are different from merit scholarships. Instead of rewarding grades or test scores alone, they’re designed to make college affordable based on financial need.

The best part? Some colleges cover tuition only, while others provide full-ride financial aid that includes tuition, housing, meals, books, and even personal expenses.

If you’re creating your college list, these schools deserve a close look.

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FAFSA, financial aid, financial planning, merit aid, Resources, Student debt, student loans

Financial Aid Explained for Parents: FAFSA, Student Loans, Grants, Merit Aid & Award Letters

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For many families, understanding financial aid feels more stressful than the college application process itself. Between unfamiliar terminology, changing FAFSA rules, and confusing award letters, parents often struggle to determine what college will actually cost.

This guide breaks down how financial aid works, what each type of aid means, and how parents can confidently compare college offers.

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529 plans, FAFSA, financial planning, Resources

529 Plans Explained: Smart College Savings

529 plans

Every year, parents suddenly start searching the term “529 plans”. Search interest tends to spike around tax season, policy announcements, or financial planning milestones, and that surge tells an important story.

Parents aren’t just curious. They’re actively looking for smart ways to save for college while navigating rising tuition, changing rules, and long-term family finances.

If you’ve recently found yourself wondering whether a 529 plan makes sense, or if you’re revisiting your savings strategy, you’re right on schedule. These spikes in attention often coincide with moments when families pause to reassess their financial priorities. The key is turning that moment of interest into informed action.

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admissions, FAFSA, Resources

College Application and FAFSA Deadlines

college deadlines

If the college admissions process feels overwhelming, you’re not imagining it. Senior year comes with stacked deadlines, unfamiliar acronyms, and high-stakes decisions — often all at once.

This guide breaks down college application deadlines (ED, EA, RD, and rolling) and FAFSA deadlines at both the federal and state level, so parents can help their students stay organized, avoid costly mistakes, and maximize financial aid.

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FAFSA, financial aid, Student debt, student loans

Will the Funding Freeze Impact Federal Direct Loans and Pell Grants?

funding freeze
Photo by Tim Gouw on Unsplash

There has been a fury of panic over the last several weeks as students and families received the news of federal funding freeze. Students all over Reddit were having meltdowns fearing they would not be able to finish college without this funding. That is not the case.

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FAFSA, financial aid, financial planning

Understanding the Nuances of Applying for Financial Aid

Navigating the financial aid process can feel like wading through a maze of forms, deadlines, and unfamiliar terms. It can seem overwhelming for many parents, especially first-time or first-generation college families. But with a little guidance, you can make a significant difference in your student’s ability to afford college. Let’s break it down step by step to help you confidently tackle the process.

1. Know the Key Financial Aid Forms

The first step in applying for financial aid is understanding the forms you must complete. The most common ones include:

  • FAFSA (Free Application for Federal Student Aid): This is the gateway to federal grants, loans, and work-study opportunities. Many states and colleges also use FAFSA information to determine their aid packages.
  • CSS Profile: Some colleges, particularly private institutions, require this additional form to award institutional aid. It digs deeper into your family’s financial situation than the FAFSA.

Make sure to check the requirements for each college your child is applying to and note whether they require just the FAFSA, or both forms.

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FAFSA, financial aid, financial planning

When Your Financial Aid Award Isn’t What You Expected

financial aid award

As parents, we often have high hopes and expectations for our children’s education, and financial aid plays a crucial role in making those aspirations a reality. However, what should you do when your student’s financial aid award isn’t what you anticipated?

In this guide, we’ll explore steps you can take to address the situation and ensure your child receives the support they need for their academic journey.

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FAFSA, financial aid, financial planning

Another Delay for the FAFSA

FAFSA

Another FAFSA delay, yet again.

The U.S. Department of Education announced Tuesday that colleges and universities won’t receive students’ FAFSA information until at least early March. The delay, they said, is the result of the department’s decision to fix an error in how a student’s eligibility is calculated.

In its statement announcing the latest delay, the department also acknowledged that students can’t currently make corrections to their forms and wouldn’t be able to do so until the first half of March.

“With this last-minute news, our nation’s colleges are once again left scrambling as they determine how best to work within these new timelines to issue aid offers as soon as possible,” Justin Draeger, president of the National Association of Student Aid Administrators, said. “Financially vulnerable students shouldn’t be the ones to pay the price for these missteps.”

An Education Department website lists a host of other issues on the new form that are affecting applicants, echoing parents’ frustrations over the last month.

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