college costs, college planning, Guest Posts

5 Changes Parents Should Make When Paying for College

paying for college

Your children are going to college. You may think it will be easy because you’ve been saving for it. But seeing the college fee structure, you’ll know it will not be easy. Coming out of the stress-induced fog might help you manage the costs. 

Here are five things you can do to help you on this journey of paying for college:

Understand your financial situation

Now that your child is off to college, as parents, you’re now left with taking care of the expenses like tuition, housing, and school supplies. Sitting down and looking into your finances is step one for parents. The next step is to make a budget, reevaluate your finances, and look into every savings account because the college costs are now added to your other expenses. 

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college planning, parenting

Are You a Mother or a Smotherer?

mother

If you are a mother of a college-bound teen, it’s easy to become a smotherer. After all, there are deadlines that need nagging. There are scholarships that must be applied to. There are battles to fight and recommendations to be secured. It’s impossible to expect your young teenager to handle these matters on their own. They need help. They have always needed help.

But, and I say this will all humility, it’s hard to let go and let them handle these things on their own.

Being a mother is one of the hardest jobs you will ever have. You want your teenager to become independent but you worry they never will. What if they fail? What if they forget to do something that’s important? What if they are hurt or rejected? It’s in our nature as mothers to fix things and help them avoid anything that would be painful. Some mothers have mastered this technique so well that their kids don’t have a clue how to deal with failure, disappointment, and pain.

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college prep, parenting

How to Motivate Your Student to Study

study

As your child gets older, they will have to learn how to take on more responsibility. They will have to learn how to get their homework done and they will also need to be able to rely on other students for support. How can you motivate your student to study?

As a parent, it is vital that you have an active role to play when it comes to your child’s studying, but at the same time, you should be trying to avoid forcing them to do it. If you do force them, then you may find that you end up demotivating them and this is the last thing you want.

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college housing, college planning, dorm life, parenting, surviving college

5 Ways to Prepare Your Teen for Living Away from Home

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prepare your teen

As teens grow into young adults, their horizons begin to expand. They begin to explore their interests more, make new friends, and think about leaving the nest. As they head to college, there are skills they will need even if they live in a dorm. If they live off campus, these skills will be even more valuable. It’s important to prepare your teen for independent living.

Here are five ways you can help your prepare your teen for living away from home.

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college majors, college planning, parenting

The Dreaded U-Turn: What Happens When Your Student Decides to Change Their Major

changes paths

It’s something that we hear so much, that we need to “follow our dreams.” But as parents, we may have fought hard for our children to get scholarships and have started on their college journey, but if they have turned to a different path, this could be a big shock to us. If they choose to change their major it could shock you.

But this may warrant a more important discussion. Do we encourage our children to follow their passions when they’ve worked so hard towards one path in college and suddenly changes paths? 

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college prep, parenting, summer programs

Prepare for College at Summer Camp

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summer camp

Most of us have experienced summer camp at one point in our life. We sang Kumbayah around the campfire, went on nature hikes, and played pranks on other campers. At the end of camp we went home with plenty of dirty laundry, arts and craft projects, and some new friends. Back in those days, the thought of going to summer camp to prepare for college was the last thing on our minds, or our parents’ minds for that matter. They shipped us off to camp to keep us occupied and enjoy some well-deserved time to themselves.

Times have certainly changed. Parents have recognized the need for college preparation; and they are now able to combine that preparation with a camp. That’s right–summer camp can now be more than dirty laundry and arts and crafts.

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admissions, graduation, orientation, parenting

From Acceptance to Graduation and Beyond

GRADUATION

The acceptance letters have arrived and your student is ready to make his final college decision and then move forward to graduation. Check the box–going to college! It’s a tremendous accomplishment for both students and their parents.

It’s not just your student who is graduating–you are too! You planned for years for your student to go to college and now he has been accepted. After years of planning it’s time to start a new chapter in your life as well. 

First things first–do some celebrating. You’ve earned it. It was a difficult task to raise a successful high school graduate and soon-to-be college student. Allow yourself some time to bask in the accomplishment. This is also time to flood him with showers of praise and words of encouragement. He’s worked hard for this and he needs to hear that you are proud of him. 

Once the celebration dust settles, to help you head into the next phase, we have some suggestions to assist with the transition.

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college guidance, college planning, college prep, parenting

Resolving Parent – Student Conflict During the College Process

parent-student conflict

When parents and students enter the college-bound process, issues arise. It’s the inevitable clash of what parents think is best for their kids, and what the kids want. Over the past 18 years the clashes have been over such things as food, friends and entertainment choices. As college approaches, the parent-student conflict intensifies.

Following are five areas that typically cause parent – student conflict along with some advice on how to handle it and work toward a compromise.

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college costs, college planning, financial aid, financial planning

10 Ways to Pay for College Without Incurring Debt

pay for college

Debt from college tuition has skyrocketed over the last several years. Parents and students are weighing their ROI (return on investment) before making their college choices. As college costs have shot up, so has student debt. How can you pay for college without incurring debt?

According to the latest Quarterly Report on Household Debt and Credit, outstanding student loan debt stood at $1.58 trillion in the fourth quarter of 2021, an $8 billion decline from the third quarter. About 5 percent of aggregate student debt was 90+ days delinquent or in default in the fourth quarter; the lower level of student debt delinquency reflects a Department of Education decision to report current status on loans eligible for CARES Act forbearances. 

That’s the bad news. But if you’re a savvy consumer and research the costs before signing on the dotted line, you should be able to go to college without incurring debt. Zac Bissonnette, author of DebtFree U, is proof that it can be done. He graduated from college with zero debt.

Believe it or not, you may be able to graduate without debt if you use these 10 ways to pay for college:

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admissions, college planning, college prep, financial aid, parenting

You Heard from the Colleges – Now What?

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colleges

For seniors who applied regular decision, March brings those long-awaited college decisions: deferred, accepted, rejected, and waitlisted. One knowledgeable college counselor once told me, “I don’t like to call these letters of acceptance. I use the term—offers of admission.” As a parent, I like that distinction. This alternative wording makes it easier to stomach those not-so-pleasant responses and help your college-bound teen work through the gamut of emotions that come when decisions arrive.

Your student may be the one receiving these communications from the colleges, but you feel every emotion they do from failure to excitement and everything in between. But unless you understand what each term means, it’s hard to know how to help your student (and yourself) with appropriate responses and proper action.

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Helping parents navigate the college maze