Category Archives: parenting

college costs, college guidance, college planning, financial aid, parenting

It’s FAFSA time!

January 24, 2013 Suzanne Shaffer

Here’s a great post from the College Board in honor of Financial Aid Awareness month for parents, reminding all of us of the importance of the FAFSA and how to get ready for submission.

It’s time.

The Free Application for Federal Student Aid (FAFSA) is how millions of students apply for federal, state and most college-based financial aid. And because government grants compose 74 percent of this $185 billion pool, it’s understandable for families to feel anxious when filling out the FAFSA.

It doesn’t have to be that way. Susan McCrackin, Senior Director Financial Aid Methodology at the College Board, offers this eight-step map to help parents and students work through the FAFSA as efficiently and effectively as possible.

1. Gather Your Documents

It is much easier to fill out the FAFSA if you have all the needed forms in hand before you start. Here’s a list of documents to get you going. You should also get a U.S. Department of Education personal identification number (PIN.) Here’s the PIN application link.

2. Think About Taxes

Parents’ taxes are an important part in the FAFSA process. Getting taxes done by February 1^st may be unrealistic, so last year’s taxes and this year’s paystubs can help create estimates. After February 3^rd, the IRS Data Retrieval Tool becomes available, allowing students and parents to access the IRS tax return information needed to complete the FAFSA and transfer the data directly into their FAFSA from the IRS website. And if you owe the government money, take note: you can complete your taxes without actually filing and cutting a check to Uncle Sam.

3. Find Quiet Time

The FAFSA has a lot of sections. Breaking them into smaller pieces makes the FAFSA easier to navigate. Consider these do’s and don’ts.

Don’t sprint. Take questions one at a time and give yourself time to properly answer each question.
Do read each question carefully and out loud. It will help you understand the question better.
Don’t multi-task. Put your mobile phone away, and turn off the television.
Do find a quiet place where the FAFSA will have your full attention.

4. Stay Student Focused

Parents often forget that the student always provides information. Parents are required to provide their information if the student is dependent.

So when parents see a question that refers to “I,” remember that “I” is the student. “You” is also the student. When questions address parents, you will see questions that refer to “your parents.” This is where parental information goes.

5. Avoid Parent Traps

As families evolve, so do questions about who needs to provide information for the FAFSA. When you see “parents,” FAFSA is referring to the student’s biological or adoptive parents. When the parents are married, then the student and both parents complete the FAFSA.

If the parents are not together, things can get confusing. BigFuture by the College Board created a corresponding infographic to help address some commonly asked questions. That infographic will appear on this site tomorrow.

6. Keep Track of Deadlines

Every college has a different set of deadlines based on priority, merit, early decisions etc. BigFuture by the College Board helps families sort through these deadlines with detailed college profiles and a free, customized action plan. And, should you have specific questions about specific colleges or universities, don’t be afraid to call the college’s financial aid office and ask questions.

7. Profile CSS/Financial Aid PROFILE®

The FAFSA opens the doors to federal aid. There’s also almost $50 billion in non-federal aid available – from colleges, states and private institutions. Some colleges and programs use the College Board’s CSS/Financial Aid PROFILE to help award these monies.

CSS/Financial Aid PROFILE is an online application that collects information used by almost 400 colleges and scholarship programs to award financial aid outside sources from the federal government. Families must complete the application and the College Board sends it to the colleges and scholarship programs they have chosen.

Here’s a list of colleges that use CSS/Financial Aid PROFILE® and where you go to complete the CSS/Financial Aid PROFILE®. Sending your CSS/Financial Aid PROFILE® report to one college or scholarship program costs $25. Additional reports are $16 each. There are fee waivers available for low-income families.

8. Gain Experience

The more you experience something, the better you do. This free FAFSA webinar walks you section by section through an actual application with the College Board’s Senior Director for Financial Aid Methodology, Susan McCrackin. Families can access the free FAFSA webinar 24/7.

It’s time. Go after your piece of the more than $185 billion in financial aid to help make college possible. Use BigFuture for advice and to help create a customized plan for your child. Then follow the map. Chances are it will lead to an investment that provides returns for the rest of your child’s life.

parenting

What are we teaching our children?

December 17, 2012 Suzanne Shaffer 2 Comments

This past Friday we all watched and listened in horror as the media reported the incomprehensible news about another school massacre in Newtown, Connecticut. It is every parent’s nightmare, every teacher’s fear, and every American’s frustration that our children are no longer safe (in school, at the mall, at a movie theater, or in any public place).

I refuse to focus on the shooter or even justify the reasons behind his decision to shoot innocent people without regard for human life. That, therein, lies the problem. These young men who feel the need to “clear a room” by taking out innocent people have obviously had some sort of disconnect from reality. To them, the lives are merely objects or targets in a game. At least, that’s my uneducated, purely inexperienced observation.

What can we, as parents and a nation, do to change the disconnect? How can we teach our children and young adults to value human life and stay grounded in reality? Do we feel helpless to change things and hopeless for the future of our children?

These are all questions every parent needs to ask today; and not just ask, but begin to make some positive effort to examine and find ways to change the parenting dynamic in our children’s lives. I know that my parents never feared for these things and I never feared for my children either. Until Columbine we all felt our children were safe at school. Now we even wonder if it’s safe to go to the movies or shopping at a mall.

Somehow we have to get back to the basics: morality, respect, love, kindness, and hands-on parenting. We have to make the time for our kids: teach them about the value of human life, help them learn to respect, love and be kind to one another, and not be afraid to get help if we see a potential problem arise. Listen, listen, listen to your children. Don’t just text; talk to them. Quite simply, don’t be lax in your parenting. It’s easy to turn on a movie, let them play video games, or spend hours on their computers in social media. It’s difficult in today’s fast-paced world to make the time–but it MUST be done. We MUST make a commitment, as parents and even grandparents, to teach our children the things they need to know to prevent that disconnect in the future.

We all hugged our kids last Friday and thanked God that they were safe. Those parents in Newton, Connecticut won’t get the chance to affect their children’s futures. A young man took that away; but we can honor them and their children’s memories by making a conscious effort to teach this generation that life is valuable and that there is a difference between reality and fantasy.

Someone said this weekend that one way we can honor those innocent children is to do 20 acts of kindness this month. I like that positive reaction. We can’t change the past, but we can certainly impact the future.

My God bless and keep those precious little souls and may he bring comfort to their families during this difficult time.

Guest Posts, parenting, tutoring

4 Do’s and Don’ts for your struggling student

November 14, 2012 Suzanne Shaffer

High school is a balancing act, and students are often doing so much – and sleeping so little – that their grades or test scores may fall by the wayside. As parents, there are actions you can take to help when your student’s grades are dropping, and a few actions that won’t help at all.

What Won’t Help

Do the student’s homework for them. It may be harder to give a student suggestions and guidance for an essay than to walk them through every sentence. But when they’re fed the answers, students aren’t learning. They’ll learn more by coming up with a wrong answer on their own than by you simply providing the right one.

Ignore your student. They may want to be left alone, but poor grades are often an indicator of deeper problems. You can have a conversation with your student about their grades while still respecting their privacy.

Go behind their back to the teacher. It may be tempting to blame a teacher for a student’s bad grades. A high schooler, however, should be learning to take ownership of their class performance and communicate with the teacher themselves.

Berate them for poor time management or lack of study skills. It’s one thing to point out that your student spends more time with friends than with books. It’s another to make them feel like all their choices are poor ones. Constant haranguing risks lowering a student’s self-confidence, which could make academic performance even worse.

What Will Help

Get the whole story. Listen if they explain why their grades fell, and don’t automatically accuse them of making excuses. Many factors in a high schooler’s life could be contributing to poor grades or test scores; bad decisions are often a factor, but it’s rarely as simple as laziness.

Help the student set small, specific goals. A few math problems a night or an outline for an essay are manageable steps. Although you should keep holding your student to a high standard, any progress can be noted and praised.

Communicate regularly with your student (and teachers, if necessary). Ask your student what you can do to help. Attend parent-teacher conferences and ask teachers what they recommend – and encourage your student to keep an open dialogue with their teacher.

Make the student take responsibility. If they fail to meet their goals, hold them accountable. Trust them – and make it clear that you trust them – to do their work on time and bring up their own grade. Remember, they’ll need to be accountable and responsible in college. They might as well start now!

Students need to know that you’re their cheerleader and advocate, especially if they’re struggling in school. It can be tough to bring up a low grade or redeem a failed test, but by working together, you can do it and learn something in the process.

___________________________

Today’s guest post is from Amy. Amy edits and writes for the University Language Services blog, a resource for students from college application to graduation and beyond.

parenting, Uncategorized

Teaching your teen 10 lessons from the 2012 Election

November 7, 2012 Suzanne Shaffer

It doesn’t matter which side of the political aisle you are on, the 2012 Election can teach your teen some valuable lessons about life, responsibility and outcomes. Since you are their greatest teacher, take a moment to discern what they are indeed gleaning from your behavior during this election time. There are important lessons for them to learn.

There will always be winners and losers–The sooner they learn this truth the happier they will be. You can’t always be on the winning team and you should always be a good sport about losing.
With freedom comes responsibility–Voting is a responsibility. Vote in EVERY election and take your teens with you. Let them experience this freedom right along side of you. Decisions are made by the people who show up.
Bashing someone else’s beliefs and opinions only makes you small–Don’t be one of those people that rub victory in other people’s face or bash the ones who won. Rise above the temptation and take the high road.
Even though you may not be happy with an outcome of a decision or path you take, you can still move forward–Teach your teens that there is always a road ahead. Mistakes have consequences but you deal with those, learn from them, and go in a positive direction.
Playing the blame game never benefits anyone–If you blame everyone for the way things turn out, you are teaching your teen to do the same. Explain to them that we are all responsible for our OWN actions, not those of others.
Support your leaders and if you don’t agree, take action toward effecting change–This is America and we have elected our leaders, so they should be respected. If you aren’t happy with the people who are in office, work toward the next election. Sitting around voicing hatred for them will only teach your teen to do the same.
We shouldn’t be defined by our political views but by our values–A famous person once said, “We’re not the red states or the blue states, but the UNITED States.” Teach your teens your values and they will carry them into the future.
Your behavior speaks volumes about the kind of person you are–Don’t be one of those that post hateful comments on social media sites. Be the one who focuses on the future and sees good in everyone.
Negative attitudes make you a very unhappy adult–Negativity breeds defeat, discouragement, and despair. You certainly don’t want your teen to live their life with these attitudes.
You live in the greatest country in the world–Say what you will, but we have FREE elections and every adult is given a vote to decide who governs us. Teach your teens to be proud of our country, our past, and our future.

I have watched all the negative campaign ads for a year. I’ve watched the coverage of election night. I’ve read Twitter and Facebook feeds yesterday and today. Many adults need to apply these 10 principles to their lives. Your college-bound teen is our future; teach them to respect one another and dream.

college guidance, parenting

10 Scariest Mistakes Parents Make

October 31, 2012 Suzanne Shaffer 2 Comments

Halloween–the time for jack-o-lanterns, kids (and adults) dressed up in costumes, trick or treating and all around good fun. The holiday got me thinking about the scary things parents do to their college-bound teens. Some of them simply embarrass them, others destroy their confidence, and the worst ones squash their dreams.

Here’s my list of the 10 scariest mistakes parents make with their college-bound teens. Have you make any of them?

Constantly nagging them about deadlines–The last thing your student needs is for you to constantly nag them. Find other ways to remind them: wall calendars and text messages work much better than harping on them day in and day out.
Forcing them to attend your alma mater–Not every student wants to attend their parent’s college. Be sensitive to the fact that they might want to forge their own path.
Belittling their college choices–You might not think that culinary school is prestigious enough, or community college won’t give you bragging rights with your friends. But your student could be thinking logically and saving your thousands of dollars in the long run. After all, it’s their future–not yours.
Speaking for them during interviews, tours and counseling sessions–Let your student have a voice. Colleges look poorly on those students who can’t speak for themselves. Learning to speak up and self-advocating is an important part of becoming an adult.
Allowing them to attend a college that will put them in debt after graduation–Your student may want to attend an Ivy League college but if the money’s not there, don’t do it. Bragging rights aside, allowing your student to incur overwhelming debt to attend a high-priced college is just poor parental guidance.
Keeping them close to home–Allow them to spread their wings and go away to college if they express an interest. You may want them to attend a school close by and live at home; but living in a dorm and leaving the nest helps them learn to make their own choices and become independent.
Ignoring the signs of frustration–If you see your student faltering or becoming frustrated, give (or get) them some help. There is nothing wrong with coming alongside of them and helping them with the college application process, test prep or scholarship applications. If they are struggling in school, find a good tutor.
Hovering over their every move–Helicopter parents are always around to swoop in when their teens are struggling. Don’t be so quick to intervene. Let them solve the problems on their own; teach them to live with consequences and reap the benefits of wise decisions.
Talking and not listening–Take the time to listen to your teen; let them share their frustations, problems, hopes and dreams. Rather than asking questions and giving them the first degree, listen to them talk. You will be surprised how much you can learn about their lives from a simple conversation.
Not allowing them to dream–Whatever your college-bound teen may want for their future, allow them to dream (and dream big). Don’t squash those dreams by telling them it’s impossible or improbable. They will never know what they are capable of until they try.

Some of these mistakes may appear to be obvious, others you might not have even considered. Your college-bound teen is moving toward the most exciting time of their lives and you can either be a hindrance or a loving encouragement.

parenting, tutoring

LearnSmart–Personal Digital Tutor

October 30, 2012 Suzanne Shaffer

McGraw-Hill Higher Education has made its industry-leading personal digital tutor – McGraw-Hill LearnSmart – available for students to purchase directly. Traditionally, McGraw-Hill has marketed LearnSmart, which is available in almost every subject area, to universities and professors for class-wide adoption, which it will continue to do. But now, students can access LearnSmart on their own – a move the company made because of the solution’s growing popularity and proven effectiveness among students.

Students using McGraw-Hill LearnSmart have been proven to move up a full letter grade by studying smarter, not longer. With LearnSmart, students use their out-of-class study time to answer questions that are related to what they’re learning in their course. The fully digital system acts like a personal tutor, continuously assessing students’ knowledge and skills and providing personalized content and recommendations that help them master basic course concepts and retain their knowledge over time. Because LearnSmart is conveniently accessible online and via mobile apps, the technology and devices that students use every day will power a personalized, study-on-the-go experience that will give them the information and focus they need to ensure success in their courses.

Widely available for more than 100 best-selling McGraw-Hill college textbooks and across more than 40 course areas, LearnSmart is great even for students on a budget, starting at $24.99 per semester. Parents wanting to ensure their children get the most of their education can rest assured that LearnSmart is a smart investment. In a study released last year, LearnSmart was shown to turn C students into B students, and B students into A students.

“I have had so much success using LearnSmart,” said Tracy Chupp, an Anatomy & Physiology student at Ivy Tech Community College. “By using LearnSmart to study, I know exactly what I need to practice and how much I know about each topic.”

Originally developed in 2007, McGraw-Hill LearnSmart uses a wealth of data to continuously analyze students’ knowledge and skills and direct them to the exact material (in their e-book or print book) they need to study. LearnSmart also contains engaging gaming elements to push students to improve their performance by showing them how they rank relative to their peers. LearnSmart is perfect for today’s multitasking students, whether they are over-achievers seeking an added edge, struggling students who need extra help to prepare for their exams, or students who are simply pressed for time. More than 950,000 students have answered nearly 700 million questions using LearnSmart – which is good news for students, as LearnSmart gets smarter the more widely it is used.

“We have technology with the power to personalize the learning experience and give students an academic edge,” said Brian Kibby, president, McGraw-Hill Higher Education. “We’re making LearnSmart available directly to students – and their parents who want to help them succeed – so we can ensure that more students have the tools they need to empower themselves and get the most out of their college education. As a student in today’s highly competitive and expensive college environment, why wouldn’t you use a digital tutor that could increase your course performance by a whole letter grade?”

Students and parents can purchase immediate access to LearnSmart from the recently launched LearnSmart website at www.mhlearnsmart.com, by simply finding the McGraw-Hill textbook title for the courses they are taking. McGraw-Hill LearnSmart will also be available for purchase at Follett’s network of 940 college and university campus stores throughout North America and on Follett’s website. LearnSmart can also be purchased through the McGraw-Hill Education online store at www.shopmcgrawhill.com.

To promote the proven effectiveness and expanded availability of this exciting study tool, McGraw-Hill is also announcing today the Going Places with LearnSmart Sweepstakes, in which students who enter will be eligible to win prizes totaling more than $10,000, including gift cards students can use towards spring break travel, and free LearnSmart products. For more information and to register, students should visitwww.mhlearnsmart.com/goingplaces.

_________________________________________

About McGraw-Hill Education

McGraw-Hill Education is a content, software and services-based education company that draws on its more than 100 years of educational expertise to offer solutions, which improve learning outcomes around the world. McGraw-Hill is the adaptive education technology leader with the vision for creating a highly personalized learning experience that prepares students of all ages for the world that awaits. The company has offices across North America, India, China, Europe, the Middle East and South America, and makes its learning solutions available in more than 65 languages. For additional information, visit www.mheducation.com.

college guidance, college planning, organization, parenting

25 Twitter accounts every parent of a college-bound teen should follow

October 24, 2012 Suzanne Shaffer 19 Comments

If you have a college-bound teen, you should have a Twitter account. There is a wealth of information out there from scholarships, to admissions, to financial aid, to help with choosing a college. Here is my list of the MUST FOLLOW on Twitter. It’s easy to follow these if you make a list (college experts) and add these follows to the list. That makes it easier to read their feeds and find them as you are scanning through the multitude of information on Twitter.

@SuzanneShaffer https://twitter.com/SuzanneShaffer
@collegevisit https://twitter.com/collegevisit
@askjohnabout https://twitter.com/askjohnabout
@jodiokun https://twitter.com/JodiOkun
@payingforschool https://twitter.com/PayingForSchool
@zinch https://twitter.com/Zinch
@collegeblogs https://twitter.com/CollegeBlogs
@collegeboard https://twitter.com/CollegeBoard
@JaneKulow https://twitter.com/CVLKulow
@CPofAmerica https://twitter.com/CPofAmerica
@scholarshipscom https://twitter.com/Scholarshipscom
@AidScholarship https://twitter.com/AidScholarship
@collegeweeklive https://twitter.com/CollegeWeekLive
@NancyBerk https://twitter.com/nancyberk
@HappiestKid https://twitter.com/HappiestKid
@fujifulgueras https://twitter.com/fujifulgueras
@collegemoneyblg https://twitter.com/collegemoneyblg
@4collegeparents https://twitter.com/4collegeparents
@simpletuition https://twitter.com/SimpleTuition
@unigo https://twitter.com/Unigo
@studentadvisor https://twitter.com/StudentAdvisor
@preppedpolished https://twitter.com/PreppedPolished
@PeterVanBuskirk https://twitter.com/PeterVanBuskirk
@getcollege https://twitter.com/getcollege
@collegeadvice https://twitter.com/collegeadvice

In addition to these 25, do a search for the colleges your student is considering and add those feeds to the list.

You might also like:

Online College Resources for Parents

Smartphone Apps for Students

Your Parent Arsenal-strength for the journey

college guidance, infographics, parenting

The truth about college binge drinking

September 14, 2012 Suzanne Shaffer

Every parent worries about their college student observing this type of behavior. If you have a college-bound teen, use this infographic to start a discussion about the temptations at college and the obvious consequences of engaging in binge drinking.

By: TheBestColleges.org

campus security, college guidance, college planning, parenting

Preparing for College: Safety First

August 14, 2012 Suzanne Shaffer

In a few short weeks, your child is going away to college – either for the first time or another year. That reality brings with it an overwhelming number of emotions for most parents. Excitement for the new experiences they will have, but also worries for their safety and ability to thrive on their own. So many questions run though your mind as the countdown begins. Have you prepared your child for this big step? Will he or she be able to take care of themselves? Make the right choices? But most important of all, is your child safe? Thanks to the wonders of information technology, you can send your child to college with powerful safety tools that keep you connected no matter the miles between you.

Creating a virtual safety tool kit for your child’s Smartphone is a great way to take advantage of the latest information technology. It’s as easy as downloading a few key apps. One basic app that can be useful to your child in all kinds of situations is a simple flashlight app. Downloading this app, for example, can help your college student locate their keys before entering an apartment or dorm at night. More involved applications like the WebMD app, put tons of valuable health information at your child’s fingertips. WebMD allows you to document any conditions your child may have, such as any allergies; it lists nearby hospitals, pharmacies, and doctor’s offices and includes a first aid guide for emergencies.

An all-in-one emergency response app can be beneficial to your child’s safety too. Apps like The Safety App Plus allow parents to request the safety status of their college student, giving them an instant visual update of their child’s current or last known address. The app also helps you to prepare your child for weather emergencies, by providing real-time emergency weather alerts. Its patented technology allows The Safety App Plus to send and receive text messages even when voice and data networks are overwhelmed which is common during disasters and emergencies.

The Safety App Plus can be used by both you and your college student to…

Request a safety status, automatically supplying you with the GPS location of your college student or of a lost or stolen phone.
Access real-time emergency weather alerts, a checklist of emergency supplies and important online resources while on a road trip.
Send group or individual messages when data and voice networks are overwhelmed, such as during large campus events or disasters.

As an incentive for more families to benefit from the robust features of The Safety App Plus and in observation of National Preparedness Month, the app is now only $0.99.

Sending your child away to college doesn’t have to be wrought with worry for you or your child. With the right tools, you can stay connected and help them stay informed and prepared in the event of a weather or other emergency. For more information on The Safety App Plus visit www.thesafetyapp.com or follow them on twitter @thesafetyapp.

____________

Today’s guest post was contributed by Lisa Barclay DiBenedetto, the president and founder of LDB communications, a successful marketing company. Lisa is the mother of four children, the oldest of whom is a junior at Northern Illinois University. Keeping her family safe has always been a priority, as well as spending as much time with her teenage children as they will allow.

Parenting for College

Category Archives: parenting

It’s FAFSA time!

What are we teaching our children?

4 Do’s and Don’ts for your struggling student

What Won’t Help

What Will Help

Teaching your teen 10 lessons from the 2012 Election

10 Scariest Mistakes Parents Make

LearnSmart–Personal Digital Tutor

25 Twitter accounts every parent of a college-bound teen should follow

The truth about college binge drinking

Preparing for College: Safety First

Helping parents with all aspects of college prep

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Helping parents with all aspects of college prep