Category Archives: college planning

college planning

College Then and Now: What has changed?

 

college now and thenWhile Americans have been going to college for over three hundred and fifty years of our history, only within the past three decades has the landscape of higher education changed drastically.  Students today now have less of a chance of becoming hired for a job after graduation, yet more and more of them are entering into the college ranks.  How has the history of university studies changed in the span of a single generation? What was college like then and now?

Personal Computing

Perhaps no change has affected college life like the availability of computers.  In the 1980s, students could take computers to university, but only the wealthiest could afford them.  Indeed, many colleges may not have even offered computers to students, instead providing typewriters to compose lab reports and essays with.  Today, a computer is a mandatory part of any higher education program, and it is extremely difficult to go through college without one.  Teachers communicate exclusively by email to their students outside of the class, while more and more courses are moving to the digital classroom itself in order to provide instruction across time and space.  Indeed, it is now possible to get a complete university education in your own home with an Internet connection.

Continue reading College Then and Now: What has changed? →

admissions, college guidance, college planning, Guest Posts

Keeping “overwhelm” out of the college application process

 

Today’s guest post is from a lovely lady I met at Blogher13 a few weeks ago. She’s written a book about attitude reconstruction and I thought some of her ideas might be helpful to parents and teens to alleviate feelings of stress.

______________________

Sign up for my FREE parent tips email and get my FREE Ebook on college financing!

college application stressThe college application process can feel overwhelming. Successfully completing this task requires breaking big jobs down into small doable pieces, dealing with the fear, keeping your thoughts constructive, and staying focused on what is in front of you today.

Find a buddy

Regardless of how involved your parents are in the process, find a buddy who also needs support and help each other. This will counter feelings of isolation. Decide how often you’ll check in to keep motivated, set up a regular time, and follow through. Offer each other appreciations for tasks completed and use this as a time to get clear on your next steps.

Outline your goals

Start the application process by outlining your goal in getting a higher education. Then identify potential schools that meet your qualifications. Assemble a list by going to the library, meeting with school counselors, or tapping into other resources, such as college guides. If this seems too daunting, do your research in small blocks of time. For example, make an appointment to talk with someone one day, visit a campus, or gather information by surfing the Internet for a half hour at a time (or even less). When your list is complete, select your chosen schools.

Continue reading Keeping “overwhelm” out of the college application process →

admissions, college guidance, college planning

5 Simple ways to prepare for college in high school

 

high schoolGetting ready for college or post-secondary school is a huge milestone in a student’s life and is the first real step towards adulthood. As a college student, you will be on your own immersed in schooling that will become your job for the next two to four years of your life. For the first time, rewards will be based entirely on what you produce and the time you are willing to commit to becoming successful. College really is a time that allows you to shape your future career, so it’s important to start preparing at a young age rather than at the last minute.  Here are a list of ways to help start preparing early for college in order to ensure a successful experience that will prepare you for your career:

  1. Meet with your high-school counselor by the end of your sophomore year. This is a person you want on your team for the next few years you are in high school. Your counselor will ask what you envision doing beyond high school, your goals and vision for your future career. He or she will help you draw out a plan to reach those goals.  If you wait until senior year it could already be too late to get particular requirements you may need to attend the school of your dreams.
  2. Research college degree requirements. Throughout high school, you may have the opportunity to get some college credit out of the way without even knowing it. At some universities, four years of a foreign language in high school will be enough to satisfy language requirements for your degree. Also, AP and honors classes can sometimes fulfill certain degree requirements, which will be very beneficial to you once you reach college so those classes will already be out of the way.
  3. Develop a high school schedule with your counselor. Prepare, prepare, prepare. One of the easiest ways to have a smooth transition from high school to college is to prepare. Work with your high school counselor ahead of time to pinpoint what school courses you need to take and pass to fit those college subjects the best. Sift through options of high school electives that match with the specific degree you will be going for.
  4. Get involved with extracurricular activities. Universities want to see students whom will involve themselves in campus life and have shown their dedication in the past. It is a great idea to get involved with clubs, volunteer work, or even sporting teams to prove to universities that you are able to manage your time with other events and work aside from homework.
  5. Begin preparing for and completing the PSAT/ACT/SAT. As annoying as studying for a standardized test can be, it really is important to do well on these tests in order to get into the school of your choice. Many high schools have you take these in your junior or senior year, and all universities require one of these standardized tests in order to be considered for admission. It is important to note that some college degrees require a minimum score on these tests in order to be accepted into their program.

 ______________________________

Today’s guest post is written by Trae Lewis, a recent graduate of University of Colorado and a staff writer for CollegeFocus, a website dedicated to helping students deal with the challenges of college, including housing, finance, style, health, relationships, and transferring from a community college to a four-year university. You can follow CollegeFocus on Twitter at @CollegeFocus101 and Facebook at www.fb.com/collegefocus.

 

admissions, college planning

The Common App: Available August 1

 

common app

Starting August 1, the new Common App will be available for students to complete. The CA4, as it’s called, will have a few notable changes:

  • The online experience will improve–The questions will be tailored to each individual student’s relevant information, with help available onscreen alongside each question. The app will offer continuous status checks so students can keep track of their progress; and the school code search has been streamlined.
  • The Arts and Athletics portion of the application have changed–The Arts Supplement will be replaced by Slideroom.com for easy integration with the application. The Athletic Supplement will be discontinued and become a part of the application itself.
  • There will no longer be the option to print and mail your application–You can no longer print your application and mail it to the colleges. Students can print to preview, but all applications must be submitted online.
  • There will be unlimited edits–Recognizing the need to edit the Common App for errors or updating information, students can now make unlimited edits.
  • Students can have three submitted essay versions–The essay can have a maximum of three submitted versions, allowing students to make corrections and updates.

The Common App has also improved how it collects the information from the student throughout the application process.

When August 1st rolls around, it’s a good idea to take a look, fill out the parts of the application you know will not change, and save it for later completion. Doing this over the summer allows your student has time to pay close attention to detail and become familiar with the application components.

To view a more detailed explanation of the changes for this year, check out C4: The New Common Application. 

 

admissions, college planning, websites

A new tool for college admissions

2 Comments

 

statfuse college admissionsWhen I come across a product or service that can benefit parents and students during the college admissions process, I like to pass it along. StatFuse.com is a FREE service to help in choosing a college.

Getting into college these days is not as easy as it once was. The process for college admissions has changed over the years and become increasingly difficult. Even though the bar has been raised, admissions to college still are at the forefront of every prospective students mind.
Creating a list of schools to attend and crossing off the list as you get to know these institutions better. StatFuse.com takes all of your information and compares it to the standards your choice colleges have set. Our services can tell if you have what it takes, what you should do next, and maybe find a school that you didn’t even think about.

StatFuse allows students to create a free account where they can calculate their chances to colleges (through the “Chanculator”), find recommendations to colleges, track their progress to specific colleges, and much more. Parents can now plan their students’ future properly with the help of these tools while saving money on applications and other unnecessary fees.

This company was launched by two Southern California students, Jeet Banerjee & Supan Shah (ages 19 & 17) who wanted to help their fellow students solve some of the problems they faced as high schoolers. These young entrepreneurs developed the algorithm and innovative tools offered on the website and are focused on keeping this website free so that it is accessible to all students.

When asking the co-founders what their plans in the future for this company were, they simply said: “Our goal is to let every high school student and parent know about our product and how they can benefit from it.”

While StatFuse is beneficial in the college process, it’s important for parents and students to remember that statistics may predict your chances, but the human factor is also important. Choose your college wisely: using statistics, preferences, academics and future goals.

 

college planning, financial aid, student loans, Uncategorized

Are private student loans right for you?

 

private student loansWhen considering different ways to fund college expenses, some students and parents focus on federal loans, scholarships and grants. While these types of aid can provide the necessary funds to complete a four-year or graduate program, they are not the only options available.

Several banks and private lenders offer private loans for college, which are essentially personal loans that can be used for tuition and other college related expenses.  Even if a student applies for federal aid, a private loan can pay for expenses not covered by their government loan.

If you or your child has never considered private student loans, here are four reasons to look into this option.

Flexible repayment plans

If a parent applies for a private student loan to pay his child’s tuition, repayment begins as soon as funds are disbursed. Fortunately, this is not the case for students who apply for their own private loan.

For student who apply, repayment does not begin until six months after graduation from school. This is a plus, as many students need time to find employment and adjust to their new expenses. Of course, students do not have to wait until graduation. There is also the option of making in-school payments. In-school payments can reduces how much a student pays in interest and lowers his overall balance.

Fixed and variable interest rates

Some college students shy away from private lenders because many private loans feature a variable rate. However, fixed rate private student loans do exist. To find these loans, students have to shop around and compare rates with different banks. Fixed rate student loans are desirable because the rate remains the same for the duration of the loan, thus eliminating payment increase and decreases.

Option to add a cosigner

Because private funding is a type of personal loan, banks do require a credit check. Good credit is a criteria for private funding. This can be problematic for college students who do not have a credit history, or those with a limited credit history. But there are ways around this hurdle. Students who need additional funding can add a cosigner – such as a parent – to their loan. This increases the odds of approval, however, the cosigner must have good credit.

Use funds for anything

If applying for a private student loan, funds can be used for more than tuition. This type of personal loan is helpful for covering all college-related expenses, such as books, supplies, a computer, rooming and board, and transportation.

College is expensive, and unfortunately, some people put off their dream of acquiring a higher education because they don’t have enough in savings. But with the help of private student loans, college can be a reality.

A word of advice: Be careful about how much you borrow and gage wisely your ability to repay after graduation. With student debt rising to record levels, smart borrowing should ALWAYS be a priority.

 

college costs, college guidance, college planning

Oh Canada–heading north for affordable college

 

mcgill university
McGill University-Canada

With American college tuition rising and families feeling the economic pinch, universities in Canada are becoming more and more appealing. Graduating with student loan debt is forcing students to look north to Canada for a more affordable education. That’s right–Canada!

According to the Institute for College Access and Success, the number of U.S. students at Canadian colleges rose 50 percent in a decade, and now about 10,000 Americans attend Canadian colleges. The institute reports that graduates from an American university can expect, on average, to carry more than $26,000 in debt; and 9 percent of those graduates default on student loans within two years.

Compared to American universities, Canadian colleges clearly offer a better bargain (costs for one year of tuition):

  • University of Chicago – $45,945
  • George Washington – $45,780
  • Stanford – $41,250
  • McMaster (Hamilton, Ontario) – $20,966
  • McGill – $14,561
  • University of Winnipeg – $11,115

The overall costs are significantly lower with the added benefit of American students allowed to use college savings plans and U.S. student loans. Many universities also offer scholarships as well.

Continue reading Oh Canada–heading north for affordable college →

career colleges, college majors, college planning

Information Technology Careers: Keeping pace with innovation

1 Comment

 

it careersWe check our bank account online, couple our televisions to our in-home wireless networks, instant message our coworkers, stay connected via social networks, rely on the GPS navigation in our cars, and otherwise depend on information technology for our modern lifestyle. Behind all of these daily conveniences is a team of experts keeping systems up and running, securing our private data, and innovating new IT solutions.

Top IT Careers:  2013 – 2020

Almost every business you come in contact with each day uses information technology. Well-educated IT professionals who possess computer information systems degrees are truly surrounded by a world of opportunity. In fact, 4 of the top 10 jobs for 2013, as selected by U.S. News and World Report, are in the information technology field. These fast-growing, well-paying career choices are:

Continue reading Information Technology Careers: Keeping pace with innovation →

college guidance, college planning, tech gadgets

How to maximize laptop battery power

 

laptop batteryLaptops were once fairly rare possessions, but they have become very common these days. Students are issued these devices to further their education in some schools. People of all backgrounds find them necessary for working on the Internet or for their employers remotely. However, knowledge of how to care for these devices has not spread so quickly.

As a result, many people spend far too much on new laptop batteries. These sources of power can actually last much longer if people would use them properly. Some education about laptop battery usage could save you or a friend a lot of money and a lot of hassle in the long run.

Following are five suggestions to help prolong and maximize laptop battery power:

1. Manage Your Power Settings

You may not know it but you are in charge of how much power your laptop uses. You can exercise this control significantly when you alter the brightness of the screen. You can memorize the steps to find this control or simply type screen brightness into the search bar that appears when you click on the Start menu in the lower left-hand corner. You can make the screen bright for when it is in use and program the computer to dim it whenever a certain amount of time goes by.

Continue reading How to maximize laptop battery power →

college majors, college planning

The Benefits of a Marketing Degree

 

marketing degreeWhether you are in the middle of your education or you are planning what to study when the time comes, a marketing degree will give you a solid background for many different careers. The knowledge and skills that you learn when you study marketing can be applied to careers in business, advertising, sales, economics, social sciences and many other areas. You will find the study of marketing includes ideas and practical applications from several different disciplines. You will graduate well-rounded and prepared for success. If you are trying to decide between a marketing degree and something else, consider what you will gain from the marketing path.

Audience

One of the most important aspects of marketing is understanding your audience. You will not be able to successfully market anything without knowing everything you need to know about the potential customers and clients you will try to reach. Whether you are marketing a product or a service, you need to know who your buyers are. An education in marketing will help you figure this out. You will learn how to analyze demographics, read statistics and anticipate exactly who will pay attention to your marketing outreach efforts. If you go into another field such as business or politics, the skills you obtain in learning to understand your audience will also be useful.

Continue reading The Benefits of a Marketing Degree →