Category Archives: college costs

college costs, financial aid, scholarships

Scholarships: JROTC and FFA

 

Searching for scholarships can be overwhelming, especially if you don’t know where to look; or in this case, how to plan. Sometimes planning for scholarship opportunities takes a little foresight and preparation, but the benefits and the rewards definitely pay off.

JROTC Scholarships

jrotcMany high schools across the country offer a class called JROTC (Junior Reserve Officers Training Corps). It’s more than a class, however. It’s an opportunity to qualify for scholarships at the military academies and in college ROTC programs. Additionally, many parent booster groups offer scholarships to cadets who participate in the program. Even if your college-bound teen doesn’t plan to pursue a military career, JROTC offers a great opportunity to show colleges they possess leadership qualities and communication skills. Units also teach discipline and respect.

Read this article to find out more information about JROTC:

Junior ROTC-more than just a class to cadets

ffaFFA Scholarships

FFA (Future Farmers of America) clubs in high schools offer another opportunity for students to win scholarships. Students raise livestock and participate in livestock shows. Most exhibitors leave the livestock show with some money for college, and many win additional scholarships.

Read this article to get more information on FFA and livestock competitions:

Scholarships: Another way for stock show competitors to win big

If your college-bound teen shows an interest in either of these two areas, it’s an excellent opportunity for them to turn their interest into some money for college.

admissions, college costs, college planning, extracurricular activities, financial aid, parenting, scholarships, social networks, test prep, Uncategorized

How to raise $15,000 for college

 

A few weeks ago I attended a virtual college event at CollegeWeekLive. I was impressed with the simplicity of the information and wanted to pass it along to all my readers who might not have had the opportunity to attend. This particular session was conducted by Kim Clark, staff writer for U.S. News and World Reports. She outlined some simple steps to raise $15,000 for college:

  1. Up to $2500 from Uncle Sam–via tax credits (Hope and Lifetime Learning Credit)
  2. Child labor–put your teen to work at a summer job ($8 an hour x 40 hours a week for 9 weeks=$2880)
  3. Student loans–Stafford Loan ($5500 max per year at 7%); after student leaves college can sign up for payments based on their income (less than 15%)
  4. Family savings–cut teen to occassional driver and save $; food bills will decline; stop subsidizing entertainment (food and insurance can =$300-$400 a month)
  5. Scholarships and grants–leverage grades, test scores, athletics, arts for merit-based grants; apply for local scholarships
  6. Friends and relatives–ask for college fund contributions instead of presents
  7. Corporate sponsorship–some employers subsidize education for employees and families; UPromise
  8. Reduce college expenses–reduce dorm costs (share with other students); watch meal plans; buy used textbooks or rent; earn cheaper credits at community college, AP classes or dual credit classes; sell student’s car (won’t need one at college)

The bottom line: $15,000 or MORE! Here’s how it all adds up:

  1. Tax break-$2500 per year
  2. Student loan-$5500 per year
  3. Student job-$3000 per year
  4. Parent savings-$4000 per year
  5. Relatives-_____ (fill in blank)
  6. Scholarships-____(fill in blank)
  7. Corporate sponsorship-____(fill in blank)
  8. Reduction in college expenses-_____(fill in blank)

By piecing together all these separate components, there is no limit on how much you can raise for college costs. At the very least you can raise $15,000, at the very most, the sky is the limit!

You can check out U.S. News and World Reports education section: Paying For College for more information and tips.

college costs, college guidance, college planning, financial aid, parenting, Uncategorized

Paying for College

collegeweekliveToday is CollegeWeekLive’s FREE online event that will answer many of your questions about paying for college.  They have taken the time to gather all the experts and bring the information to you in the comfort of your own home. Sit down with a cup of coffee and watch, listen and chat while they give your their tips on financial aid, scholarships and financing.

Straight from College Week Live’s email:

Would you like to talk live with representatives of the US Dept of Education, Office of Federal Student Aid office about the new Free Application for Federal Student Aid (FAFSA) form and federal financial aid options? Want to speak with an expert from US News & World Report about tracking down cash for college? Would you like to find scholarships or get advice from college financial aid officers?

Get all this and more at CollegeWeekLive PAYING FOR COLLEGE on January 14th from 3:00 – 10:00 PM Eastern. Register for free and login this Thursday to speak live with this all-star cast of financial aid and scholarship experts!

3:00 PM Eastern How to Raise $15K for College Right Now
Kim Clark, Staff Writer, US News & World Report
3:30 PM Eastern How to Tap Into $11 Billion in Merit Scholarships
Chris Long, President and Chief Operating Officer, MeritAid.com
4:00 PM Eastern Elks National Foundation Scholarships
Kristen Scaletta, Programs Relationship Associate, Elks National Foundation
4:00 PM Eastern Money for the Student Athlete
Dion Wheeler, Author: “Sports Scholarship Insider’s Guide”
4:30 PM Eastern The Scholarships.com Program
Kevin Ladd, Vice President, Scholarships.com
5:00 PM Eastern Finding Money: A Guide To Financial Aid
Featuring Martha Savery, Director of External Relations, MEFA
7:00 PM Eastern Funding Your Education: Expert Tips to Navigate the Financial Aid Process
Adam Essex, Senior Project Manager, US Dept of Education, Office of
Federal Student Aid
9:00 PM Eastern Ask a Financial Aid Officer
Financial Aid Officers For Hawaii Pacific University and University of Alaska Fairbanks

Visit the Scholarships.com booth on the Financial Aid floor for more scholarship information and live chat!

Don’t forget about the CollegeWeekLive scholarships: Click here for more information!

  • $1,000 scholarship for the student of a parent who registers and attends CollegeWeekLive PAYING FOR COLLEGE
  • $3,000 scholarship for a student who registers and attends any 2010 CollegeWeekLive event prior to March 31, 2010

You don’t want to miss this FREE resource. Set your alarms, your watches, your smartphones and your Outlook calendars. See you in cyberspace!

college costs, college guidance, college planning, scholarships, social networks, test prep, Uncategorized

Outsmarting the SAT

elizabeth-kingToday’s guest post is by Elizabeth King, author of “Outsmarting the SAT”. She has successfully led students to score gains of well over 100 points on every section of the SAT. She takes the test every year herself and knocks it out of the ballpark.

The test prep companies would like you to believe that you can’t prepare for their tests, or that you’re already prepared just by having gone to high school. This sounds great: test prep companies don’t have to endorse folks who can help you prepare and it seems like you, the student, is off the hook.

However, I come bearing great news: yes, it’s entirely possible to drastically change your score on both the SAT and ACT. I know, the companies that produce them tell you that they each test “what you’ve already learned in high school” in varying ways. In a perfect world, that would be true, but it’s far more likely that you either never learned some of the material or you don’t remember it when you see it. Both the SAT and ACT test skills you started learning around the age of ten. You’ll want to brush up.

I’m also going to let you in on a little secret: your friends (the people against whom you’ll be competing for college admission) may be preparing and just not admitting it. Yes, seriously. Let’s face it: acting like you care about standardized tests is not traditionally considered cool. However, I can’t tell you how many students I have that are friends that say “don’t tell so-and-so we’re coming to you” or the number of kids that are tucked away by themselves at the bookstore cafe on Saturday morning perusing a prep book. Not only that, I would say that it’s extremely common for someone to tell me his SAT score (happens all the time) and quickly tack on a lame excuse, like, but I was out partying the night before or but it’s not like I studied for it.

Bsat-testut let’s face it. College admissions officers don’t care how cool you are and are given no indication of how much you may or may not have studied for exams. They simply see a number and assess you accordingly. Moreover, while you may think you’ll get away with an hour or two of looking over a sample test the night before, in some areas or schools it’s completely normal to spend six months to a year preparing for the test. Right now, somewhere in the world, a student against whom you’ll be competing for college entry is preparing for the SAT or ACT.

Now, look: just because I’m asking you to prepare doesn’t mean I’m condemning you to taking one of those 8 week 4 hours every Saturday morning courses with a huge prep company. In fact, the National Association of College Admissions Counselors released a study in 2009 that said your score will likely only go up around 30 points if you do so. I don’t know about you, but if I’m going to invest 32 hours of my life preparing for something, I want to make some serious progress.

Here are some first steps to get you on the road to a score that represents you well:

–Pick your battle. Take a practice ACT and SAT test (available on the web). Think about which test is more comfortable for you. The math on the ACT covers more topics, but it generally feels more straightforward. The reading comprehension on the SAT is more conceptual; you’ll also want to consider the breadth of your vocabulary and how quickly you can learn new words. Vocab is pivotal on the SAT. The pace of the ACT is a little faster; the SAT is slower but longer.

–Prepare. Get a copy of The Official SAT Study Guide or The Real ACT Prep Guide and thoughtfully go through the material. For every mistake you make you’ll want write a note, and every mistake will fall under one of two categories: a rule/fact/equation you didn’t know (e.g. a particular geometry rule) or a question style (e.g. you know a particular geometry rule but you didn’t realize you needed to use it because of a confusing element in the question). Write all this down and review it!

–Ask for help. Rather than looking for guessing strategies on those questions with which you struggle, take the time to actually learn the material. Find a tutor or get a prep book that thoroughly teaches concepts rather than guessing rules. Remember that it’s possible to learn everything tested on the SAT and ACT, and I guarantee you’ll walk into the test more confident and away from the test center with a higher score and a better shot at entering the college of your dreams if you’ve taken the time to learn the material.

–Plan ahead. Know test dates ahead of time and don’t wait till the last minute. Remember, the competition is out there. Arm yourself and earn a score you can be proud of.

Contact Elizabeth at:
Elizabeth King Coaching, Inc.
http://tutorsfortestprep.com
On Twitter: http://www.twitter.com/elizabethonline

college costs, college planning, scholarships

Scholarship Alert: Thanksgiving Creative Geniuses Scholarship

Zinch.com is holding a Thanksgiving Scholarship to award THREE $1000 Scholarships. The winners will be chosen by the following criteria:

– 1 will be a high school genius
– 1 will be a college/grad school genius
– And the 3rd winner will be whomever has the most “likes” to their post when the judging occurs.

According to the rules:

You can post either an image or video that displays how creative you are. This could be a film you made, a piece of your artwork, some of your photography, etc., or it could be a photograph of something that you made, did, or otherwise. Or you can just make a video telling us why you are a creative genius.

You can pretty much do whatever you want as long as it is in video or picture format and reflects your creative genius.

The deadline is Monday, November 30th.

You can get all the details by clicking below:
Thanksgiving Creative Geniuses Scholarship sponsored by Zinch.com

admissions, college costs, college planning, extracurricular activities, parenting, scholarships

Is the Ivy League price really worth it?

When my son was a young boy, he talked often about going to Harvard. Where he got that notion in his head, I will never know. It was so ingrained, that he wanted a Harvard sweatshirt. Funny thing…my daughter still has that sweatshirt today and has grown quite fond of it.

Did my son attend Harvard? No. He opted to join the Marines and attend college later on the GI Bill. Perhaps a wiser and more logical choice in the grand scheme of things. But…I’ve often wondered whether or not the cost of those Ivy League colleges is worth the education you receive.

A recent article from Unigo/WSJ on Campus explored that question in depth. It explored the current economic climate, the state of colleges and universities, and the overall thought process in making those college decisions. The article begins by stating:

Old dreams of adult children earning degrees from elite, door-opening colleges or “legacy” schools attended by relatives are falling away in some families, in favor of a new pragmatism. Other parents and students are doing a tougher cost-benefit analysis of the true value of a pricey undergraduate degree. As parents wrestle privately with such emotional issues, many say they wish they’d begun years earlier to assess their values and priorities, long before their children’s college-decision deadline was upon them.

That’s ALWAYS been my philosophy: START EARLY. Do your research and learn about the college’s financial aid footprint.  Do a benefit-cost analysis and weigh ALL of your options before you make that final decision.

The overall tone of the article is that parents and college-bound teens are opting for the more logical college choices that keep them close to home and ensure they graduate without debt.

But, I would have to add an additional comment: find that “perfect fit” college. It’s not about the rank, or the prestige, or even completely about the cost. It’s about finding a place where your teen feels at home and is valued. And discounting Harvard, or any Ivy League college because of the pricetag might not be the BEST advice. An admissions consultant offers this advice:

Depending on the financial aid package offered, the out-of-pocket cost of attending a private college can often be lower than that of a public university. In a simplistic example, a $25,000 bill at a state college would be reduced to $20,000 with $5,000 of financial aid, but a private liberal arts college with a sticker price of $50,000 would cost $15,000 if the financial aid package totaled $35,000, making it cheaper than the state college. Of course, financial aid is more complicated than this, but private colleges with strong endowments often offer generous merit and need-based scholarships. In the end, award offers must be weighed against each other carefully, taking into account whether the award is made up of loans (which must be paid back) or grants/scholarships (which do not get paid back). The bottom line? Research the possibility of financial aid before eliminating a college from your list just because it sounds too expensive.

college costs, parenting, scholarships, test prep

In honor of Halloween: Weird and Wacky Scholarships

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Although these scholarships have been deemed “weird and wacky”, any scholarship that garners you FREE money for college is anything but that. Did you know that you can type in “wacky scholarships” in Google and come up with some of these scholarship gems? Here are just a few of them.

Is your teen a leftie?

Juniata College located in Huntingdon, Pennsylvania offers two 1,000 scholarhips to left handed students each year. One of the qualifications is – yes – left handedness.

Does your teen know how to knit?

The National Make It Yourself with Wool (NMIYWW) organization awards 2 scholarships for knitting wool garments. Make a killer wool garment and submit it to this organization and they will judge it based garment style and design, contestant’s presentation, and creativity. Winners receive either a $2,000 or a $1,000 scholarship.

Is your teen a Trekkie?

The Kor Memorial Scholarship is awarded by the Klingon Language Institute to recognize and encourage scholarship in the field of language study. You don’t have to be fluent in Klingon, but creativity is preferred.

And…

Starfleet Academy Scholarship. If you are a member of the “Starfleet Academy,” an organization modeled after the fictitious Star Trek academy you may qualify for awards such as the Gene Roddenberry Memorial Scholarship for Aspiring Writers or the DeForest Kelley/Dr. Leonard McCoy Medical Scholarship.

Is your teen enjoying “the air up there”?

The Kae Sumner Einfeldt Scholarship, sponsored by Tall Clubs International offers tall students a $1000.00 scholarship. To qualify, girls must be at least 5-foot-10, and guys must measure at least 6-foot-2.

Is your teen fascinated with ghosts?

The New York-based Parapsychology Foundation offers young ghost hunters and those with interest in the paranormal several scholarships.

Does your teen have expertise in duck calling?

The Chick and Sophie Major Memorial Duck Calling Contest awards a $1,500 scholarship to the winner of their duck calling contest. First runner-up gets $500, second runner-up gets $300, and third runner-up gets $200.

If these have peeked your interest, here’s a few other links offering many other possibilities. With the scholarship names, you can go to a scholarship search site like FastWeb and find out all the details.

http://scholarship.lifetips.com/cat/61637/wacky-scholarships/index.html

http://www.wacky-scholarships.com/

Happy Halloween!

admissions, college costs, college guidance, college planning, extracurricular activities, parenting, scholarships, Uncategorized

Would you pay $14,000 to get your teen into Harvard?

college_20moneyTalk about college sticker shock! I just read an article about a company that charges $14,000 for a 4-day Application Bootcamp. The camp sells out every year and boasts a waiting list. The statistics are posted about the students who attend and the results of their admissions applications. The stats are impressive, but I had to ask myself if that price tag was worth the results. Perhaps it is, if your teen’s heart is set on a specific school and you have the cash on hand. But most parents are scrambling just to pay tuition, let alone come up with $14,000 to pay for an application coaching camp.

If you’re one of those parents whose teen wants to be accepted into a top-tiered college or university and you don’t want to drop 14 grand for admissions coaching, what can you do? Will that price tag assure your teen an acceptance letter?

If that cost sends you running in the opposite direction, try this instead:

  1. Start early and stay organized–use a filing system that helps you keep track of awards, activities and deadlines.
  2. Encourage your teen to take challenging courses: AP classes, Honors classes, science and math courses.
  3. Be an effective parent coach by encouraging them to focus on one or two activities in high school and stay involved.
  4. Arm yourself with the right tools and information to help your teen learn about interview questions, essay topics and admissions applications.
  5. Study the college admissions statistics of the colleges that your teen is interested in and use them as a guideline in the college selection process.
  6. And lastly, for a fraction of the $14,000 pricetag, you can purchase the Parents Countdown to College Toolkit which will provide you with all the tools you need to help your teen realize their dream of a college education at the school of their choice.

Granted, there are those parents who can afford and are willing to pay hefty prices for admissions counseling. But the bulk of most parents are on a budget, scrimping and saving to be able to send their kids to college. The Parents Countdown to College Toolkit is an affordable and effective alternative!

admissions, college costs, college planning, extracurricular activities, scholarships, test prep, Uncategorized

More valuable tips and advice

For my loyal readers, I thought I would post the links to some posts I have done on other websites and blogs. All offer valuable information for parents of college bound teens.

Preparing Your Student for the Future
If your child is just starting high school, you’re probably not thinking about college yet…but should you be?

It’s Test Time!
The SATs and ACTs… Are these standardized tests striking fear and dread in your home? Suzanne Shaffer of Parents Countdown to College says the key to success is practice and she shows you where to find FREE help!

Searching for Scholarships

The best advice I can give any parent of a college-bound teen is to start the scholarship process EARLY. Don’t wait until senior year and scramble around trying to find scholarships. Here are 10 tips on searching for scholarships.

Visit these sites and gather some valuable information. Sign up and join GalTime for even more valuable parenting advice. Encourage your teen to enter Diploframe’s scholarship.

admissions, college costs, college guidance, college planning, extracurricular activities, parenting, scholarships, Uncategorized

Following the Yellow Brick Road

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yellowbrickroadI spent some time today surfing. Not at the beach (I never learned to surf after living on the Gulf for over 30 years). I was surfing around doing some “follow the yellow brick road” path. I like to call it that because one link, leads to another, leads to another and you find an Emerald City at the end! That’s the great thing about following links: you never know where they will take you and what adventures you will have along the way.
These are the jewels I found today. I couldn’t help but pass them along to all my parent readers (and fans!):

http://www.knowhow2go.org/
This is an amazing website for college planning. It’s interactive and tons of fun. It’s not your typical boring college information site. It’s a fun place to start the search for middle schoolers with schedules and tips all the way through high school. Whaz up dudes and dudettes…check this one out! (I know I’m not hip but I try)

http://www.youniversitytv.com
Wow. This is NOT your avearage college tour site. This one has moxy and some genuine off the wall creativity. There are video tours that ROCK, a message board, cool 3D maps, games, career videos and ways to connect with other college students. Check this one out and get in the “mood for college”!
http://www.savingforcollege.com/
I had to plop one in just for the parents. This is the BEST, I said BEST, site for everything you want to know about financing that college education but were afraid to ask. Remember guys: DENIAL is NOT a river in Egypt. Knowledge is power. The more you know the more prepared you will be. So take a deep breath and jump in!
http://www.theclic.net/
As my daughter would say…”cool beans”. This is a site where you can find and be found by colleges, scholarships and other college programs. A GREAT networking site and a place to connect and set up an online presence.

http://globalquad.com/
This site is Twitterific! Yes, I did say that. Keep up with college life on Twitter: students, colleges, faculty, clubs, and more. Stay on top of the latest college and student news via all the great Twitter links. And, there’s an option to “follow all” if you are so possessed. Whew…I’ll just follow…EVERYONE!

Frame My Future Scholarship Contest - Click here to go to framemyfuture.com and find out about $6,000 in scholarship awards!

No “yellow brick road” search would be complete without unearthing a scholarship. And this one is a great one. Here is how you enter to win…Submit a creation that shares with us what you want to achieve in your personal and professional life after college. Your entry can be a photograph, collage, poem, drawing, painting, graphic design piece, short typed explanation, or anything YOU can create in an image! Your entry should communicate: This is how I “Frame My Future.”

That ends my search for today. I think I can safely say I found the “Emerald City” because every one of those links can take your teen closer to their dream of a college education.

But right now, I’m OFF TO SEE THE WIZARD!