Category Archives: college planning

An Ivy League School Steps Up

harvard_u_shieldHarvard University has adopted a new financial aid policy. It’s geared toward reaching out to families who are considered middle-low income ($180,00-$60,000). And if you’re in the low end (below $60,000)–hold on to your socks–your child can attend at no cost! That’s right; an Ivy league education FREE OF CHARGE.

According to President Drew Faust:

Our new financial aid policy has dramatically reduced the amount families with incomes below $180,000 are expected to pay, and parents of families with incomes below $60,000 are not expected to contribute at all to college costs. We no longer consider home equity as a resource in our determination of a family contribution, and students are not expected to take out loans, which have been replaced by need-based Harvard scholarship. This new program has reduced the cost to middle income families by one-third to one-half, making the price of a Harvard education for students on financial aid comparable to the cost of in-state tuition and fees at the nation’s leading public universities.

What’s the catch? Your child has to be accepted. But if you have an honor student who has the grades and can meet their admission criteria, my advice to you is to GO FOR IT! With the cost of education rising every year, Harvard has taken the lead by offering this amazing opportunity and making their school affordable to the middle class. They are even claiming that the graduating class of 2008 is graduating with ONLY an $8300 debt. Considering the cost of a Harvard education, that’s a remarkable claim.

What have you got to lose? A $200,000 private university education completely PAID IN FULL. I don’t know about you but I wish it had been available when my kids were applying for financial aid and scholarships. It would have eased the burden and provided a much-needed financial savings.

You can read all about the offer by clicking this link:

Harvard College Financial Aid Office

Experience from the College Trenches

 

sat stressParents always ask me, “How did you do it? How did you survive all the pre-college preparation and the barrage of forms and application deadlines?” Honestly, if you were to have asked me while I was navigating that maze I would have said I was drowning. Like most parents, those years came quickly and I thought I had all the time in the world. Not so. I think we successfully survived because we had a plan. We started early and we kept accurate records. And, we did tons and tons of research and asked a multitude of questions.

The best advice I can give a parent who has a teen thinking about attending college: START EARLY. Don’t wait until senior year. Don’t even wait until junior year. Start freshman year to get your boat headed in the college direction. It’s not easy but when those college acceptance letters come rolling in it will all be worth it.

Here’s a few simple things you can encourage your teen to do during his/her freshman year of high school:

  • Make a list of goals (academic and personal)
  • Meet with the counselor to go over the 4 year course schedule
  • Visit some of the websites of your dream colleges
  • Start your scholarship search (no, it’s not too early)
  • Find some fun volunteer activities to do during the summer and think about starting a business that might look good on a college application (starting a neighborhood newspaper or a lawn mowing business)
  • Keep a journal of your interests and jobs to guide you to the major you might be interested in at college
  • Register on some college websites (collegeboard.com has a My Organizer tool for students that helps you stay on track)

Starting early will alleviate the “panic syndrome” that so often occurs during senior year, which tends to hit right about the time “senioritis” sets in.

If you have any questions or would like some additional tips, please leave me a message here and I’d be happy to help…since I’ve already climbed out of the trenches!