All posts by Suzanne Shaffer

Wednesday’s Parent: Spring Fever and Your Teen

 

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from pocsmom.com to parentingforcollege and vice versa.

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spring feverFor some of us (especially those of us in the South), spring has peeked it’s head out for a few days and spring fever has arrived. You know the feeling—restlessness creeps in, a desire to play instead of work, and a lack of motivation. If you have a teen, they struggle to get back into the swing of things, especially after their break.

Why do these feelings crop up, especially during a time of year when the dreariness of winter is lifting and the promise of warmer weather and sunshine should bring a positive attitude? There may be many causes:

  • It’s prom season. Need I say more?
  • Seniors are feeling the stress of college decisions and being on their own.
  • It’s also a time when parents may verbalize their own fears about the future, such as, “Do you know how much college costs?” making it a concern for the entire family.
  • Some parents don’t ask their kids if they even want to go to college, causing kids to feel pressured and panicked about the future.
  • Spring means midterms. Midterms bring pressure, especially with seniors who worry about graduating if they fail.
  • Parents are also tense wondering what kids will do to stay busy in the summer. Working parents wonder how they’ll keep the children from getting into trouble.
  • Parents of seniors begin to realize that the inevitable will happen: they will eventually have an empty nest and it’s a frightening feeling.

This is a time when tension rises and you hear parents say, “Just three more months, and you’re out of here!” Imagine the impact those harsh words have on kids already acting out because they are scared about leaving home.

Recognizing the symptoms of spring fever should help you weather the next few months with minimal upheaval and conflict. In addition, being open to communication from your children, can go far in your own awareness of your child’s particular situation so that you can stay ahead of more serious issues such as depression. And don’t forget to stop and smell the roses!

For some tips on how to deal with spring fever, read Wendy’s post on the

6 Antidotes for Spring Fever.

How to Sift Through College Information

 

college informationCollege prep overload. If you’re a parent of a college-bound teen, you’ve got it . . . big time. The high schools bombard you with information (which is usually very little concrete advice). The colleges bombard your student with beautiful brochures and promises of academic success if you attend their college. You are bombarded with tough financial choices when choosing the colleges that make the final cut on your student’s list.

How do you sift through all that college information without losing your mind?

Find a handful of good sources and go to them for answers.

You’ll go crazy if you try to read, watch and listen to every source available on the college prep process. How do you find the good sources? Glad you asked! I’ve compiled a list of resources in just about every category pertaining to the college prep process, along with a list of Twitter accounts to follow and a list of 50+ college info websites. Follow them on twitter, subscribe to their blogs and look for them on Facebook and Pinterest. By doing so, you won’t miss a thing and the amount of information you receive just got smaller.

Use Pinterest to save information on boards.

Pinterest is a great place to save and catalog all the information you find for future reference. It’s simple and easy to use, especially if you already have an account. You can set up boards for scholarships, financial aid, college admissions, college prep, and test prep. Once you set up the boards, start pinning!

Create a filing system that works for you.

All the information you collect won’t always be online. Create some sort of filing system for relevant college information and be vigilant in keeping it organized. Piles of papers and brochures create clutter and frustration when you’re looking for that flyer from the school on college parent night or a financial aid seminar. If you use a smartphone, there are multiple apps to help with organizing and remembering dates and deadlines.

Toss out ALL information that doesn’t apply to you or your college-bound teen.

If it’s not pertinent, don’t keep it. If you get a brochure from a college that doesn’t interest your student and never will, toss it. It’s just taking up space and adding clutter. Once you’ve cataloged information, toss the hard copy if you can.

 

 

Mom-Approved Tips: Listen to College Podcasts

 

college podcastsEvery day I grab my trusty iPod and head to the mall to do my 2.5 miles of walking. I hate walking. To me, it’s boring and a waste of my time. However, it’s critical to my health and every day I tell myself it’s just something I have to grin and bear.

But then I discovered podcasts. Not only are they great when exercising, you can listen when you’re cooking dinner, commuting to work on public transportation, eating your lunch, or any other time that you are performing daily tasks and want to make them more productive.

Why college podcasts?

When I say “college podcasts” I’m not suggesting you listen to podcasts from the colleges themselves; although many of them have excellent podcasts providing good information to prospective and current students. The podcasts I am recommending have to do with higher education and the college admission process.

The information you will glean from these podcasts will blow your mind. You can learn about everything from how to pay for college, to admission tips, to how colleges look at applicants, to how to find scholarships, and the list goes on. If you subscribe to podcasts, you are automatically notified when a new one is posted. And it will automatically be added to your podcast directory for you to listen to at your convenience.

Don’t have an iPhone or Apple device? Many are also available for android on Google Play. A quick search on Google can get your hooked up and ready to listen.

Where do you find these podcasts?

As luck would have it, I’m going to give you some incredible podcast links for you to begin with. If you need more you can do a google search for “higher education podcasts” or search within iTunes and  Google Play. The links I’m providing are for iTunes and some site specific podcasts. But most, if available on iTunes, are also available online through other podcast listening channels.

Following are my favorites and you can start with these.

How to Pay for College HQ

The How to Pay for College HQ Podcast will provide inspiration and guidelines to help parents and students learn what preparation and steps can be taken to earn a degree debt free without the assistance of loans. Each week, Celest Horton, interviews guests from all facets of the college prep business in the hope that what you learn will help you finance your college-bound teen’s college education.

College Cash Man

From the Author of Free Ca$h for College and CollegeMoneyMan.com, Jose “JR” Vazquez (AKA The College Money Man™) gives real advice from someone who knows what it takes to find the money you need to pay for college. With real stories from listeners, interviews with experts, and answers to listener questions, JR explains financial aid comments in a way that makes sense.

Chronicle of Higher Education

This podcast provides interviews with prominent researchers, college leaders, and Chronicle reporters about pressing news and big ideas in higher education. What better way to learn about admissions than from those in the field of higher education?

American Radioworks

American Public Media’s American RadioWorks creates documentaries, series projects, and investigative reports for the public radio system and the Internet. They offer good information and data about higher education. You can pick and choose the podcasts that interest you.

NPR Education Podcasts

You can listen to NPR’s podcasts related to education on their website. Great content and interesting debates over the cost of college and all things college prep.

The College-Bound Chronicles Podcast

This podcast offers advice for parents on the college admissions process; hosted by expert/psychologist Dr. Nancy Berk and broadcaster Lian Dolan. It’s information, advice and empathy in a light-hearted format.

Every parent knows that knowledge about the college prep process is half the battle. These podcasts will help educate and inform, while providing good solid advice to help you navigate the college maze.

Do you know of or listen to others? Leave a comment here and we’ll add them to the list.

Scholarship Friday: ScholarshipExperts.com Scholarships

 

scholarshipexpertsEach year, ScholarshipExperts.com funds several unique scholarship programs for high school students, college students, grad students and non-traditional adult learners. To make it easy, they have listed their scholarships and the application links on for each of them.

 

 

Here’s a list of available scholarships:

How to Decipher the Financial Aid Award Letter

 

financial aidAs the offers of admission arrive, the financial aid award letters will follow. If you’re a novice to the award letters, as most first time college parents are, they can be confusing and vague. Added to the confusion is that every award letter is different, making it hard to easily compare them side by side.

Thankfully, there are tools available and information to help you look at these letters for what they are: the college’s pitch for your student to accept their offer of admission. You are in control of this process and you hold the cards. It’s your decision to accept or reject their offer based on the amount of aid they are willing to give your student. Money, in this situation, is everything.

If a college wants your student to attend, they will back it up with money. No money, means their offer is probably based on filling a quota and them expecting you will decline to attend. And you should. Who wants to attend a college that doesn’t place value in your student?

But before you accept, reject, or negotiate with the college, you need to understand the award letter and its components.

Want to know more? Read an article I wrote for TeenLife:

How to Break Down the Financial Aid Award Letter

 

 

Wednesday’s Parent: Finding the Best Fits–A College List Part 2

 

A lot is riding on making a good college list. Your student will be applying to the schools on the final list so they better offer the best chance for student success. It’s so important that Wendy and I are giving our tips in two parts. Today’s Part 2 is about refining the college list.

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college listLast week, we discussed how to create a college list and what criteria to include. This week it’s time to refine the list and pick and choose which colleges would be a perfect fit. All the experts have advice on how many schools to apply to: some say 7, some say 10 and others say the more you apply to the better your chances. For me, the number isn’t as important as the content. A good college list needs to be well thought out and researched.

A good college list should have three “fit” criteria: financial fit, academic fit, and emotional fit. Once your student has a tentative list, ask if they have all three criteria before finalizing the list.

Financial Fit

Does the college fit into your family’s budget? If it doesn’t fit financially, cross it off the list. While you should never consider a college solely based on the sticker price, you should certainly examine what will happen if your student is accepted and doesn’t receive any financial aid. Remember when factoring in   cost, don’t forget about the add-ons. They can add up and have a substantial effect on your budget.

Academic Fit

Does the college fit into your student’s academic aspirations? This might seem like a no-brainer, but the education is a key factor in attending college. Cross the college off the list if it doesn’t fit into your student’s academic learning style. For instance, is your student looking for smaller class sizes and strong relationships with his professors? A larger university won’t offer this.

Emotional fit

Can your student see himself attending college there? When he visited the campus, did it “feel” right and did he have a rapport with the students he came in contact with? You might think college shouldn’t be an emotional decision, but it is. After all, they will be spending at least four years of their lives there. If they don’t fit into the social climate they will be miserable.

Another thing to consider is positioning. Is your student positioned well with the other applicants, especially if you are looking for merit aid. Are their scores, grades, and achievements good enough to put them at the top of the applicant pool?

As you can easily see, there’s more to refining a college list than picking a college with Greek life or college sports rankings. It’s a place your student will call home and he needs to feel comfortable there. Once you’ve determined if the college has all three criteria, add it to the list. It’s a keeper!

Read Wendy’s blog: Parent Hunting and Gathering-A College List Part 2

A Financial Aid Flowchart

 

Financial aid can be confusing for parents and students. From scholarships, to loans, to 529 funding, it can be an overwhelming process.

Student financial aid comes in all shapes and sizes – and one size doesn’t fit all when it comes to paying for college. With many different student loans to choose from, finding the optimal path to college funding can be tricky. eStudent Loans created this graphic to help those who need more than just scholarships and grants to fund their education and fund it in a way that will help save you money.

So, if you’re one of the thousands of students that are not sure where to start, relax. Simply use their financial aid flowchart to help you explore nearly every possible option available to help you cover the costs of earning your college degree. At the same time, they also show you the order in which you should pursue each funding source.

Financial Aid Flowchart: A Guide for Students Paying for College by eStudentLoan

Financial Aid Flowchart: A Guide for Students Paying for College from eStudentLoan

Download the interactive Financial Aid Flowchart

Scholarship Friday: Scholarship Search Timeline

 

scholarshipMost parents believe that the scholarship search begins at the beginning of senior year. But if you wait until then, your student is going to be overwhelmed and frustrated. Senior year is so busy, they have little time to search for scholarships, let alone apply.

Here’s a simple scholarship search timeline for each grade of high school that should help you plan ahead to avoid last minute panic:

Freshman Year

Start the search. Begin to look at scholarships that you could qualify for and apply to. Make a list and review the past winners to determine what made them a winner. If there are any scholarships that have no age or school grade requirements, apply now.

Sophomore Year

Continue the search, digging deeper and unearthing local scholarship opportunities. Talk to the organizations and ask them what types of scholarships they offer and if you need a member to sponsor you. Sign up for scholarship search engines to receive weekly emails matching you to scholarships.

Junior Year

Narrow down the scholarships you’re going to apply to and make a calendar of all the deadlines. Review the essay requirements, if any, and begin thinking about how you would write about them. Summer is a good time to begin writing any essays.

Senior Year

Hit the ground running. Apply, apply, apply. Most college scholarships have deadlines for seniors. Don’t let them creep up on you and use a calendar reminder to stay on track. Pay attention to local news for scholarship announcements and deadlines. Gather all your necessary information: transcripts, recommendation letters, and any honors and awards that might help.

Don’t make the mistake of waiting until senior year to start the scholarship process. In order to win the most money, you have to put in the most effort. Stay focused and keep your eye on the prize.

 

 

The New (and Improved) SAT

 

new satThe College Board announced today some sweeping changes to the SAT. These changes will take affect in the Spring of 2016. If you have a high school, college-bound freshmen—heads up! The test is going to change drastically. According to the College Board, “The redesigned SAT will ask students to apply a deep understanding of the few things shown by current research to matter most for college readiness and success. They’ll find questions modeled on the work of the best classroom teachers and perform tasks practiced in rigorous course work. The SAT redesign is centered on eight key changes.”

In order to better understand these changes, I’ve gathered some excellent articles on the subject for you to pursue further reading.

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Jenn Cohen, the Dallas SAT Prep Examiner and owner and founder of Word-Nerd.com, along with an SAT prep tutoring service geared toward ADHD students, had this to say:

Overall, my take is that the SAT is going to be an easier test, and that it is clearly making some changes based on the growing popularity of the ACT. I wonder if the SAT is actually tolling its own death-knell by shifting to an easier product that’s less useful to colleges. But on the other hand, maybe a lower than average score will more clearly signal to colleges that a student is not ready for college level work. I guess it remains to be seen!

You can read more of her comments at Examiner.com–New SAT Coming in Spring 2016.

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Lynn O’Shaughnessy, author of The College Solution and Shrinking the Cost of College, as well as a regular contributor on CBS MoneyWatch, voiced her thoughts on the changes:

What I found encouraging today was Coleman’s other big announcement that the College Board has entered into a partnership with the Kahn Academy to develop a state-of-the-art test-prep system for any students who want to tackle the SAT. This SAT program will be free.

Sal Kahn, the creator of the Kahn Academy, (see photo) who was present for the announcement, said that the test-prep program will go well beyond providing tips to test takers. The program will identify student deficiencies and teach them the fundamentals, of say, fractions or basic algebra, when needed.

The College Board plans to train tutors, counselors and mentors on how teenagers can take full advantage of the Kahn Academy resources. Coleman noted that the College Board has never entrusted its name to an outside organization until now.

You can read more of what Lynn has to say about the new test on her blog: Big Changes In Store for the SAT.

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The College Board in their announcement today, outlined how the test will change:

When students open their SAT test books in spring 2016, they’ll encounter an SAT that is more focused and useful than ever before. The full specifications of the exam along with extensive sample items for each section will be available on April 16, 2014. The redesigned SAT will focus on the knohttp://www.free-tv-video-online.me/wledge and skills that current research shows are most essential for college and career readiness and success. The exam will reflect the best of classroom work.

For more detailed information and the changes to the SAT, go to the College Board’s site: Delivering Opportunity, Changes to the SAT.

Wednesday’s Parent: You Want to Go to College Where?–A College List Part 1

 

A lot is riding on making a good college list. Your student will be applying to the schools on the final list so they better offer the best chance for student success. It’s so important that Wendy and I are giving our tips in two parts. Today’s Part 1 is about general criteria and next week’s Part 2 is about refining the list.

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college listParents of college-bound teens often ask this question in utter astonishment and trepidation. Following the paths of their peers or college notoriety can make for added stress and baffle and frustrate any parent when it comes to starting the college list. Their choices might also not be up to what you feel are your standards or choices, especially if you have your heart set on them attending your alma mater or a local college.

In spite of these obvious pitfalls, the conversation needs to begin and a preliminary list needs to be made. And with any good list, it’s important to ask your teen some serious questions, and then complete the responses.

What can the family afford?

Any list without this discussion is sorely lacking. It’s not prudent to add a college to the list when you know it’s unattainable for the family to finance. If the sticker price is high, and your EFC is high as well, it makes sense to steer clear of these colleges.

However, don’t discount a college solely on its sticker price. If your student is a top candidate (and only if), it’s possible they could receive substantial merit aid or scholarships. But don’t add a school to the list that attending will require substantial student loans if the aid doesn’t materialize.

What do you want to study?

It’s rare that high school students know what they want their career to be. But they do know what interests them and the type of degree they might want to pursue. Even though you may want them to be an aerospace engineer or a doctor, they may have their heart set on studying English literature and becoming a teacher. Don’t force them into a career just because you believe it pays well. Adults know that if you like your job, you will be happier and more successful.

However, you do need to have a conversation about pursuing a degree plan that might not be employable when they graduate. Even though a degree is a degree, finding work in a field of study that isn’t in high demand could have them working at a minimum wage job after graduation.

Where do you want to go to college?

Most students see college as a step toward independence, which usually translates into another state and as far away from home as possible. Don’t limit them to your home state or cities close by if they want to spread their wings and move further away. Additionally, if you limit their choices to your surrounding area (or a state college), you could be neglecting some excellent colleges choices. Be open to all options that fall within your financial capability, even if it means they are not as close to home as you would prefer.

What type of surroundings appeal to you?

There are so many levels to explore when asking this question. Does your student want to attend a small college or large university? Do they like an urban campus or a suburban one? Is the weather (climate) a factor? Is entertainment off campus a factor? Is Greek life, sports, or theater important? As you can see, exploring each of these questions further will help as you start the list and narrow down the choices.

Which college admission criteria do you meet or exceed?

This requires a little bit of research. If your student has less than stellar grades and standardized test scores, it’s not prudent to add MIT or Harvard to their college list. But, if their grades and scores meet those of qualified applicants and they have expressed interest in attending, consider adding that college to the list. Look at each college website, use CollegeData.com and the College Board’s site to determine what their average scores and GPAs are for accepted students. Don’t waste your time applying to schools that your student doesn’t have a chance to receive an offer of admission.

Be wise about choosing colleges that see them as top applicants, or at the very least, competitive with other applicants. Top applicants receive the most merit aid and scholarships. These colleges should go to the top of the list.

Before you balk at your student’s choices and say “absolutely not”, give them the courtesy of listening before you respond. After you listen, discuss your concerns and communicate those concerns without judgment or condemnation. Remember, they are the ones attending the college—not you. They should be the ones that make the list. Even if your choices are not their choices, it’s conceivable to find common ground and proceed with a final list.

For more advice on how to start the college list, read Wendy’s article:

Hunting and Gathering-a College List Part 1