Tag Archives: scholarships

college costs, college planning, financial aid, scholarships

Paying for College? Your Financial Options

paying-for-collegeCollege isn’t cheap.  My College Guide has been saying that for years – 20 years to be exact!  But don’t let a tiny matter like cost take your college bound hopeful off the college track!  You should know that, when it comes to paying for college: you’ve got options.

Federal Loans – The Free Application for Federal Student Aid, or FAFSA, could send free college aid your family’s way!  No matter what your financial situation may be, you and your teen should fill out the form, online or mail-in.  Circumstances change – and colleges often require a completed FAFSA in order to consider your son or daughter for college-specific loans and scholarships!

Work — Study Programs — Sometimes nicknamed “self help aid” work-study programs are often provided by the college your teen actually wants to attend.  There is a Federal Work-Study Program and state programs as well.  It’s one way that your teen can help pay their way through college – and gain a little life experience in the process.

Grants and Scholarships — Simply applying to college will make your child eligible for some scholarships sponsored through the school. Of course, many scholarships are merit based. But, even if your college bound teen isn’t at the top of their class and the last sport your child played was tennis on the Wii – with the right scholarship or grant, lack of athletic or academic achievement may not matter.  There are scholarships and grants out there to fit every student: no kidding.  Your son or daughter can find free money to match their ethnicity, intended college major, religion, SAT scores, hobbies, and then some.  Many colleges have their own specific scholarships and/or grants that cover a range of abilities and majors.  To get started, have your teen sit down with their high school guidance counselor or surf the web for free money that fits!

Student Loans – There are various loan options: state, federal, and even loans from your child’s choice college.  Loans do need to be paid back and there will be interest tacked on but repayments are very often deferred — at least until your child completes their college career.  It’s good to know that when all else fails – there is still an option!

My College Guide has provided free college info with a 100+ page annual magazine for high achieving high school sophomores for over twenty years.  We are rapidly expanding online – find us on Facebook and Twitter and say “hello!“

college costs, college planning, financial aid, scholarships

Scholarships: Military dependents

 

militaryAre you or your spouse in the military? Do you have a family member that was a veteran of a foreign war? If so, there are scholarships available in these specific categories.

State Provided Education Benefits

Educational benefits for families, particularly the children of deceased, MIA, POW, and disabled veterans, may be available in some states. Military.com has developed an on-line general summary of educational benefits for veterans, surviving spouses and their dependents.

Click here to learn more about State Education Benefits.

Private Scholarships and Grants

While looking for money for school many surviving spouses and their families overlook the over $300 million of military – and veteran – related scholarships and grants. These scholarships often go unclaimed.

Visit Military.com’s Scholarship Finder today and get started.

Local Scholarships

Also, don’t neglect to search in your military community. Many service aid organizations and associations, like the Navy Marine Corps Relief Society, offer scholarships, grants, and low interest loans to help cover education expenses.

 

college guidance, college planning, parenting, scholarships

Scholarships for Homeschoolers

 

homeschoolMore than 2 million students per year are home schooled in the United States and the numbers increase every year. While there’s a lot of sacrifice going into providing that first rate education one thing homeschoolers don’t have to sacrifice is a college education.

While most scholarships don’t specifically exclude homeschoolers from applying, more and more are specifically including and even encouraging homeschoolers to apply. This may have something to do with the widely publicized studies revealing that homeschoolers have consistently scored higher on college entrance exams than their public school counterparts for the last eight years.

Homeschoolers should follow the same guidelines as other students when preparing for college. This means taking the SAT/ACT in your junior year as well as being active in your community. Many scholarship selection criteria lists extracurricular activities and/or community service as part of the decision process when awarding scholarships. That’s because scholarship committees recognize that while homeschoolers may not have the opportunity to be active in school-sponsored events, anyone can be involved in their community.

Every community has volunteer opportunities available for high school and college age young men and women that would not only benefit your community but would look great on a scholarship and/or college admissions application. Homeschoolers really have an advantage when it comes to preparing for college because of the flexibility to plan community and volunteer activities.

Don’t be put off by scholarships that require a specific GPA either because there are many such scholarships awarded to homeschoolers each year. True, you’re going to need high test scores to compete but the fact is anyone applying for scholarships needs to have high test scores and this is exactly what homeschoolers have become famous for. Some colleges and universities even openly recruit homeschoolers and set aside a homeschool day for just this purpose.

Here are just a few examples:

State Scholarships-Wyoming

Check out all scholarships pertaining to your state of residence. Chances are, state scholarships won’t be specific to homeschoolers but will either specifically include homeschoolers or won’t exclude them. This is just one example of a state scholarship that gives specific instructions for homeschoolers.

Hathaway Scholarship awards need and merit based scholarships to eligible students. Although GPA is a selection criterion for non-homeschooled students, students who are homeschooled can bypass this requirement and submit a list of classes completed and ACT or WorkKeys score. Homeschoolers must meet all other eligibility criteria and apply for admission to a post-secondary institution before the age of 21.

Applicants must meet the Hathaway scholarship specific requirements as set forth by the four different scholarships: Hathaway Career, Opportunity, Performance or Honor. Hathaway scholarships are for study at accredited Wyoming community colleges as well as the University of Wyoming.

For more information about the Wyoming Hathaway Scholarship and to view scholarship specific eligibility requirements, visit the Hathaway Scholarship Portal at the Wyoming Department of Education website.

Home School Legal Defense Association (HSLDA) – Patrick Henry College – Purcellville, VA

PHC Scholarship awards scholarships to eligible HSLDA members ranging from $1,000 to $1,500. This is a Christian college appealing primarily to Christian homeschoolers. Applicants must have financial need, outstanding academic achievement and be involved in community service. Applicant must be PHC Freshman who was homeschooled through high school and applicant’s family must have been member of HSLDA for 4 years.

Applicant must also submit two letters of recommendation and a personal testimony. For precise requirements and to access online application, read this pdf document.

Oral Roberts University – Homeschool Grant

Award amount is $2000. Applicant must have been homeschooled for 4 years and graduated from a homeschool. Must have already been accepted to ORU to apply. For more information and/or to apply for this scholarship, go here.

Michigan State University

Like many other colleges and universities across the United States, MSU not only welcomes homeschoolers but they also welcome scholarship applications from homeschoolers and require the same information from homeschoolers as they do traditional students, although it is understood that homeschool transcripts may be slightly different than those from traditional high schools.

Arizona Homeschool Scholarship Fund

In the summer of 2000, Arizona Families for Home Education (AFHE) formed the Arizona Homeschool Scholarship Committee (AHSC). Comprised of Valley business professionals, the AHSC established criteria and an administrative process to operate the Fund. Under the oversight of the AFHE Board of Directors, the AHSC reviews applications and recommends scholarship awards for qualified students.

From 2001 to 2009 the AHSC has awarded more than $50,000 to 39 outstanding homeschool applicants. To further expand the program AHSC has now added designated scholarships. The designated scholarship program allows donations in the name of an individual, family, business, or other entity. This approach allows donors to personalize the scholarships by specifying such things as amount, conditions, title, and purpose.

Those applying for scholarships should review the Arizona Homeschool Scholarship Fund Application Information and all designated offered scholarships before filling out the Scholarship Fund Application. These can be found on this Scholarship Opportunities link.

Homeschoolers should conduct their scholarship search just like other students. Most scholarships listed online provide an email address or a phone number of someone who is available to answer any questions about the scholarship or the application process.

You can also find scholarships by following this link:

http://www.homeschool.com/homeschool_contests_and_scholorships/default.asp

college costs, college planning, financial aid, scholarships

Scholarships for Learning Disabled

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learning disabilitiesIf you have a college-bound teen who is learning disabled, you will be happy to know that there are specific scholarships set aside for these type of students.

Start by looking at the Learning Disability Organizations in your home state. Those state specific college scholarships for ADHD will be less competitive than national scholarship programs as well, which makes them worth checking out even if the award amounts are small.

Another resource that students and parents seldom think about is scholarship programs that are only learned about through the Disabilities Department at the college that your teen will attend. It is vital that you check in with, and register with this department at the school, and inquire about available scholarship programs for learning disabled students when doing so.

Check into school specific college scholarships for ADHD available for learning disabled students as well. Many colleges offer at least one, if not several, ADHD scholarships for students who are learning disabled, and who will be attending that specific school, or even students enrolled in specific programs of studies – if they are learning disabled. Of course, ADHD Scholarships, although not specific, are considered learning disability scholarships as well.

Make absolutely certain that you check with vocational rehabilitation organizations or departments in your state and county as well. These organizations exist for the purpose of helping those who have been displaced or unable to work and get the educations that they need to find gainful employment – despite disabilities. Often, people mistakenly believe that these organizations only help adults who have already been in the workforce, but this isn’t true at all. They can also appraise graduating high school seniors and college students about scholarship and grant programs available for ADHD or learning disability scholarships.

Many organizations who would otherwise offer college ADHD scholarship programs for learning disabled students fail to do so because they assume that learning disabled students, such as those with ADHD will not be attending college. Today, nothing could be further from the truth, and in many cases, if you contact organizations or businesses that are related to ADHD in some way, you may find that they will help you to fund your teen’s education in some small way.

Here are just a few examples:

college costs, college planning, scholarships

7 Great Scholarship Search Sites

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scholarshipsThe number one question I receive from parents is: Where can my college-bound teen find scholarships? The best place to begin is at these sites and then expand the search to fit your individual student. Follow the trails that the matches give you and search locally as well.

1. Cappex.com–A site created for students to help them simplify their college search, create a profile and search for scholarships.

2. MeritAid.com–The place to go to find merit scholarships and academic scholarships from colleges across the country.

3. Scholarships.com–An extensive scholarship search engine that helps you search and schedule alerts for deadlines.

4. Fastweb.com–An extensive scholarship search website with a massive database of scholarships, along with articles and helps designed specifically for parents.

5. Zinch.com–A free service for students and parents where students can showcase themselves, connect with colleges, and search for scholarships.

6. FastAid.com is the world’s largest and oldest Private-Sector Scholarships, Graduate Scholarships, Worldwide Scholarships, Fellowships, Grants and Free Undergraduate College Scholarship database.

7. ScholarshipExperts has been helping parents and students find scholarships and free college money since 2001 with an updated database of college scholarships and grad school scholarships to provide accurate and timely scholarship information.

 

college costs, financial aid, scholarships

Scholarships: JROTC and FFA

 

Searching for scholarships can be overwhelming, especially if you don’t know where to look; or in this case, how to plan. Sometimes planning for scholarship opportunities takes a little foresight and preparation, but the benefits and the rewards definitely pay off.

JROTC Scholarships

jrotcMany high schools across the country offer a class called JROTC (Junior Reserve Officers Training Corps). It’s more than a class, however. It’s an opportunity to qualify for scholarships at the military academies and in college ROTC programs. Additionally, many parent booster groups offer scholarships to cadets who participate in the program. Even if your college-bound teen doesn’t plan to pursue a military career, JROTC offers a great opportunity to show colleges they possess leadership qualities and communication skills. Units also teach discipline and respect.

Read this article to find out more information about JROTC:

Junior ROTC-more than just a class to cadets

ffaFFA Scholarships

FFA (Future Farmers of America) clubs in high schools offer another opportunity for students to win scholarships. Students raise livestock and participate in livestock shows. Most exhibitors leave the livestock show with some money for college, and many win additional scholarships.

Read this article to get more information on FFA and livestock competitions:

Scholarships: Another way for stock show competitors to win big

If your college-bound teen shows an interest in either of these two areas, it’s an excellent opportunity for them to turn their interest into some money for college.

admissions, college guidance, college news, college planning, extracurricular activities, financial aid, scholarships, social networks, test prep, Uncategorized

50 College Info Websites

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1. ParentsCountdowntoCollegeCoach.com–You will find the MOST information here on our blog: college guidance, college planning, college coaching, and college news. Come here first to find the latest and best tools to help you navigate the college maze.

2. UniversityParent.com–A site where parents can ask questions, gather information, and download and view college guides and campus newsletters.

3. Fastweb.com–An extensive scholarship search website with a massive database of scholarships, along with articles and helps designed specifically for parents.

4. Zinch.com–A free service for students and parents where students can showcase themselves, connect with colleges, and search for scholarships.

5. Cappex.com–A site created for students to help them simplify their college search, create a profile and search for scholarships.

6. MeritAid.com–The place to go to find merit scholarships and academic scholarships from colleges across the country.

7. SmartCollegeVisit.com–Created to provide information about college visits, help parents and students plan, and view personal accounts from both parents and students.

8. MyCollegeCalendar.org–Interactive college admissions counseling program designed for both high school students and their parents.

9. Scholarships.com–An extensive scholarship search engine that helps you search and schedule alerts for deadlines.

10. MyUSearch.com–An excellent blog with tips for parents and students about college; also provides college matching and scholarship searches.

11. FindTuition.com–Help finding money to pay for college, along with articles related to college financing.

12. EntrepreneurEdu.org–This is an excellent resource for students who are interested in colleges who offer entrepreneurial programs.

13. TutorsForTestPrep.com–An SAT expert and coach offering tips to help your college-bound teen improve their SAT/ACT scores.

14. Bookrenter.com–Rent college textbooks and save up to 75% over purchasing them new.

15. TheCollegeSolutionBlog.com–An excellent resource for college-bound teens and their parents: admissions, testing, and financial aid.

16. UniversityLanguage.com/blog–Great blog articles about everything related to college admissions geared toward students.

17. CollegeWeekLive.com–A virtual college fair that sponsors free LIVE events with archived presentations, student chats, and college booths.

18. BetterGrads.org–A network of college student peer advisers and a resource filled website presenting honest accounts of the college experience geared toward high school students.

19. Youniversitytv.com–Learn about colleges by watching video tours, chat with students on campus forums, post questions and get answers.

20. NYTimes-TheChoiceBlog–Demystifying college admissions and financial aid by providing articles and Q&A by experts in the field.

21. GreatCollegeAdvice.com/blog–An excellent resource about the college admissions process providing expert advice helping students map their college journey.

22. USNews.com/Education–The education channel of U.S. News and World Reports providing the latest news and information related to college.

23. Fafsa.ed.gov–The official government website for the Free Application for Federal Student Aid.

24. CommonApp.org–The common application site used by 400 colleges and universities across the country.

25. PrincetonReview.com–The best value colleges list for public and private institutions across the country.

26. NCSASports.org–The college recruiting site for athletes.

27. FairTest.org–The site for the National Center for fair and open testing providing information about colleges who do not use the SAT/ACT for admissions decisions.

28. SallieMae.com/plan–A FREE education investment planner that will help determine college costs, compare college costs, and provides information about student loan repayments.

29. UPromise.com–UPromise partners return a portion of eligible purchase money back to you. Those earnings accumulate in your Upromise account until you decide to use it to invest in a 529 plan, help pay down eligible student loans or assist with college expenses—all tax-free!

30. SavingForCollege.com–Everything you need to know about financing a college education.

31. CollegeBoard.com–It’s here you’ll find the CSS Profile application (required by many private colleges), register for the SAT, and read articles about planning for college.

32. CollegeBasics.com–An excellent resource for information about college essays, college applications and high school resumes.

33. InsideHigherEd.com/blogs–Several different blogs related to higher education.

34. CollegeXpress.com–A search site that groups colleges in categories and provides college “hot” lists (i.e. top college for late bloomers, colleges for students needing a second chance)

35. ECampus.com–Find textbooks, sell textbooks, search for college supplies and college apparel all on this one site.

36. TheRealCollegeGuide.com–Four blogs about college life: the dorm, lifestyle, academics and heath and fitness.

37. DesignYourDorm.com–A free online, interactive resource for designing and organizing your college-bound teen’s dorm room.

38. CollegeAdmissionsPartners.com/blog–An expert blog dedicated to helping students find the right college.

39. GradeFund.com—Students invite their friends and family to sponsor their drive for good grades. Sponsors choose grade levels and sponsorship amounts for each grade (as low as $5) to help students raise money for their college education.

40. CollegeParentCentral.com–A blog created to give parents useful information about college and the college admissions process.

41. Number2.com–Free online test prep (SAT/ACT) with vocabulary exercises and help.

42. VolunteerMatch.org–Find local volunteer opportunities for your college-bound teen and teach them about the importance of giving back to their community with the added bonus of adding that service to their high school resume.

43. KnowHow2Go.com–A college planning site for college-bound students providing helps and aids from middle school to senior year: interactive and fun!

44. BeRecruited.com–If you have a teen that’s a student athlete, they can create an online profile here and help colleges and coaches find them and be recruited.

45. FinAid.org–An excellent resource for the answers to all your questions regarding college financial aid.

46. TheCampusBuzz.com–An online clearinghouse for national college news; find all the college news in one place!

47. BigFuture.collegeboard.org–A planning tool to help parents and students get ready for college.

48. CollegeFocus.com/colleges–A virtual clearinghouse of blogs related to college life, parenting, college searches, etc.

49. Word-nerd.com–An PSAT/SAT vocabulary prep tool.

50. YourCollegeKid.com–A site with parent forums and other college prep tools.

admissions, college costs, college planning, extracurricular activities, financial aid, parenting, scholarships, social networks, test prep, Uncategorized

How to raise $15,000 for college

 

A few weeks ago I attended a virtual college event at CollegeWeekLive. I was impressed with the simplicity of the information and wanted to pass it along to all my readers who might not have had the opportunity to attend. This particular session was conducted by Kim Clark, staff writer for U.S. News and World Reports. She outlined some simple steps to raise $15,000 for college:

  1. Up to $2500 from Uncle Sam–via tax credits (Hope and Lifetime Learning Credit)
  2. Child labor–put your teen to work at a summer job ($8 an hour x 40 hours a week for 9 weeks=$2880)
  3. Student loans–Stafford Loan ($5500 max per year at 7%); after student leaves college can sign up for payments based on their income (less than 15%)
  4. Family savings–cut teen to occassional driver and save $; food bills will decline; stop subsidizing entertainment (food and insurance can =$300-$400 a month)
  5. Scholarships and grants–leverage grades, test scores, athletics, arts for merit-based grants; apply for local scholarships
  6. Friends and relatives–ask for college fund contributions instead of presents
  7. Corporate sponsorship–some employers subsidize education for employees and families; UPromise
  8. Reduce college expenses–reduce dorm costs (share with other students); watch meal plans; buy used textbooks or rent; earn cheaper credits at community college, AP classes or dual credit classes; sell student’s car (won’t need one at college)

The bottom line: $15,000 or MORE! Here’s how it all adds up:

  1. Tax break-$2500 per year
  2. Student loan-$5500 per year
  3. Student job-$3000 per year
  4. Parent savings-$4000 per year
  5. Relatives-_____ (fill in blank)
  6. Scholarships-____(fill in blank)
  7. Corporate sponsorship-____(fill in blank)
  8. Reduction in college expenses-_____(fill in blank)

By piecing together all these separate components, there is no limit on how much you can raise for college costs. At the very least you can raise $15,000, at the very most, the sky is the limit!

You can check out U.S. News and World Reports education section: Paying For College for more information and tips.

admissions, college costs, college planning, extracurricular activities, scholarships, test prep, Uncategorized

More valuable tips and advice

For my loyal readers, I thought I would post the links to some posts I have done on other websites and blogs. All offer valuable information for parents of college bound teens.

Preparing Your Student for the Future
If your child is just starting high school, you’re probably not thinking about college yet…but should you be?

It’s Test Time!
The SATs and ACTs… Are these standardized tests striking fear and dread in your home? Suzanne Shaffer of Parents Countdown to College says the key to success is practice and she shows you where to find FREE help!

Searching for Scholarships

The best advice I can give any parent of a college-bound teen is to start the scholarship process EARLY. Don’t wait until senior year and scramble around trying to find scholarships. Here are 10 tips on searching for scholarships.

Visit these sites and gather some valuable information. Sign up and join GalTime for even more valuable parenting advice. Encourage your teen to enter Diploframe’s scholarship.

admissions, college costs, college guidance, college planning, extracurricular activities, parenting, scholarships, Uncategorized

Following the Yellow Brick Road

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yellowbrickroadI spent some time today surfing. Not at the beach (I never learned to surf after living on the Gulf for over 30 years). I was surfing around doing some “follow the yellow brick road” path. I like to call it that because one link, leads to another, leads to another and you find an Emerald City at the end! That’s the great thing about following links: you never know where they will take you and what adventures you will have along the way.
These are the jewels I found today. I couldn’t help but pass them along to all my parent readers (and fans!):

http://www.knowhow2go.org/
This is an amazing website for college planning. It’s interactive and tons of fun. It’s not your typical boring college information site. It’s a fun place to start the search for middle schoolers with schedules and tips all the way through high school. Whaz up dudes and dudettes…check this one out! (I know I’m not hip but I try)

http://www.youniversitytv.com
Wow. This is NOT your avearage college tour site. This one has moxy and some genuine off the wall creativity. There are video tours that ROCK, a message board, cool 3D maps, games, career videos and ways to connect with other college students. Check this one out and get in the “mood for college”!
http://www.savingforcollege.com/
I had to plop one in just for the parents. This is the BEST, I said BEST, site for everything you want to know about financing that college education but were afraid to ask. Remember guys: DENIAL is NOT a river in Egypt. Knowledge is power. The more you know the more prepared you will be. So take a deep breath and jump in!
http://www.theclic.net/
As my daughter would say…”cool beans”. This is a site where you can find and be found by colleges, scholarships and other college programs. A GREAT networking site and a place to connect and set up an online presence.

http://globalquad.com/
This site is Twitterific! Yes, I did say that. Keep up with college life on Twitter: students, colleges, faculty, clubs, and more. Stay on top of the latest college and student news via all the great Twitter links. And, there’s an option to “follow all” if you are so possessed. Whew…I’ll just follow…EVERYONE!

Frame My Future Scholarship Contest - Click here to go to framemyfuture.com and find out about $6,000 in scholarship awards!

No “yellow brick road” search would be complete without unearthing a scholarship. And this one is a great one. Here is how you enter to win…Submit a creation that shares with us what you want to achieve in your personal and professional life after college. Your entry can be a photograph, collage, poem, drawing, painting, graphic design piece, short typed explanation, or anything YOU can create in an image! Your entry should communicate: This is how I “Frame My Future.”

That ends my search for today. I think I can safely say I found the “Emerald City” because every one of those links can take your teen closer to their dream of a college education.

But right now, I’m OFF TO SEE THE WIZARD!