Category Archives: college planning

Q&A: The College Prep Process

Last week, I was a guest on #CollegeCash chat on Twitter discussing college preparation and the online resources that are available for parents and students. Since not everyone can attend these chats or is active on Twitter, I thought it would be nice to share the questions and answers here on my blog.

Question: When do parents start the college prep process?

  1. Ideally you should start talking to your student about the value of an education when they start school and amp it up in middle school.
  2. 9th grade students should pay close attention to course selection enrolling in AP honors classes, math and science.
  3. 9th graders should also start looking for that ONE extracurricular activity to concentrate on in high school.

Question: What do you see as the parent’s role in the college prep process?

  1. Parents should let the student “drive the car” but go along as a passenger/guide
  2. Parents can help with organization and gentle reminders regarding deadlines
  3. Parents need to be there for advice, support and questions but don’t take control of the process

Question: What online tools do you recommend for comparing colleges side-by-side?

  1. I love Zinch because you can create a profile, compare colleges and get matched w/colleges and scholarships http://www.zinch.com
  2. You can use the College Board’s tool to compare colleges as well http://collegesearch.collegeboard.com/search/index.jsp
  3. Some more sites are: http://www.collegeview.com/index.jsp & http://www.collegexpress.com/ & http://www.cappex.com & http://www.collegeconfidential.com

Question: What online tools do you recommend for test prep?

  1. For vocabulary prep, @sheldonwordnerd has the BEST online tool available http://www.word-nerd.com
  2. Practice tests are imperative so take advantage of them online here http://sat.collegeboard.org/practice & http://www.number2.com/ & http://www.actstudent.org/testprep/index.html
  3. Read their blogs & follow on Twitter: @elizabethonline @akilbello @sheldonwordnerd @preppedpolished @PWNtheSAT @staceyhowelott 

Question: What online tools do you recommend for financial aid?

  1. The definitive site for financial aid info is http://www.finaid.org/
  2. Of course ALL parents should complete the FAFSA http://www.fafsa.ed.gov/ to qualify for financial aid
  3. Saving for College provides parents with all the info about financial aid http://www.savingforcollege.com/ & lets you compare savings plans

Question: What online resources do you recommend for college visit preparation?

  1. Visit college websites and look for video tours and information related to each individual college
  2. @collegevisit has all the tools you need to plan, organize and prepare for college visits http://www.smartcollegevisit.com
  3. Before the visit you can check out @YOUniversity ’s virtual college tours and even hear from students  http://www.youniversitytv.com/

Question: What online tools do you recommend to help with the essay?

  1. @vcollegeadvisor has some great essay tips via video http://www.youtube.com/user/PreCollegeCoach#p/a/u/0/Ago6tIEnL0g
  2. @collegebasics offers some good tips on different essay topics http://www.collegebasics.com/applying-to-college/admissions-essays/
  3. @butwait provides a pocket essay editor of 13 tips https://docs.google.com/present/view?id=ah89knd3kmzc_469cq94ghdq
  4. If you’re looking for some actual student essay examples, look here http://www.teenink.com/college_guide/college_essays/

Question: Where do you find information about individual college statistics?

  1. I like College Navigator because it’s easy to view statistics and compare  http://nces.ed.gov/collegenavigator/ 
  2. Another great resource for statistics and more is CollegeData http://www.collegedata.com/
  3. The College Board also offers a tool to research college information http://collegesearch.collegeboard.com/search/index.jsp

Question: What information can you share about the Net Price Calculator?

  1. The net price calculators were mandated to help parents and students estimate the actual cost of college BEFORE applying
  2. Not all calculators are created equal; use them as a tool but don’t expect 100% accuracy on cost estimates
  3. Colleges are required to have them on their sites but they are often hard to find; you might have to do some digging

Question: How can parents be assured they are getting EXPERT advice about college and not just being scammed?

  1. I wrote a blog recently about this topic http://www.parentingforcollege.com/2011/11/07/parents-beware-its-a-jungle-out-there/
  2. Some key points: investigate all claims using Google; ask about them using social media; are they associated w/other experts?
  3. Don’t believe claims unless backed up with facts and if it’s too good to be true, it usually is

I would also like to add another great resource for parents, especially because it’s another parent going through the process with her kids and blogging about it:

Dr. Strange College : How I Learned to Stop Worrying and Love the Journey

 

 

Parents Beware: It’s a jungle out there!

In the world of instant information and “non-accountability” there are scam artists out there who want to take your money. Just because someone has a website and claims to be credentialed, it doesn’t make it so. The internet is a jungle where you can post just about anything you want and claim to be an expert. It’s your job as a wise and savvy parent college coach to do the detective work and make sure a company’s or person’s claims are legitimate. It’s also your money and possibly your student’s future hanging in the balance. Parents Beware: it’s a jungle out there!

Following are my tips on how to “check out” the services offered by anyone in the college admissions industry:

  • Investigate the claim and the organization (and people) making the claim–If it appears too good to be true, it usually is. There are NO GUARANTEES in the college admissions business. Shortcuts NEVER work and promises that claim they do are never valid. A simple Google search can tell you a great deal about the person or company making the claim. Do some digging before you plunk down your money hoping for the promised results.
  • Talk to people in social media about them–If the company or person has a bad reputation in social media there is a reason. Ask other experts in the specific field about them. Ask other parents if they have used them. Look for REAL recommendations from REAL people. Remember that it’s easy to “make up” results online–always check references.
  • Check out the people they “hang with”–Experts in the college admissions business will gravitate toward other experts. If you see them being recommended by other college  experts, it will give you a good idea of their value and their worth, especially their credibility.
  • Do they have associations within the college market?–Are they recommended by other experts or other college-related blogs? Do they have associations with other experts within the college market and is their content found on other college sites or other sites that offer college-related advice?
  • Do their colleagues see them as experts?–This is IMPORTANT. A company or person with credibility will be recognized by other experts, especially in their specific area of expertise. If you can’t find anyone endorsing them, use that as a RED FLAG.

In the next few weeks, I’m going to be compiling a list of TRUSTED EXPERTS in the college admissions field. Once it’s complete, you can just click on my TRUSTED EXPERTS tab on my website and be assured that these people I am recommending will not “take the money and run” and will give you and your student reputable advice.

It’s a jungle out there and you need a guide–PARENT COLLEGE COACH to the rescue!

 

 

Making wise college choices based on student debt

Two-thirds of college seniors graduated with loans in 2010, and they carried an average of $25,250 in debt. They also faced the highest unemployment rate for young college graduates in recent history at 9.1%. The new report, Student Debt and the Class of 2010, includes average debt levels for the 50 states and District of Columbia and for more than 1,000 U.S. colleges and universities.

Why is this information important to parents?

Part of your college decision process is based on cost factors. Examining states who have low student debt might open possibilities to your student that you might not have otherwise considered. You can also view individual colleges to determine the amount of average student debt giving you additional information to help you make wise financial college choices.

If you click on the graphic above you can use the interactive map to learn about the colleges your student is considering. Be an informed parent and teach your student about financial college responsibility.

Deadline: That AWFUL word in college admissions

I pride myself in saying, “I work best under pressure”. That might be true, but it causes havoc in my household when I’m scrambling to complete a project right up to the last second. Here’s one of those instances where I will say, “do as I say and not as I do”. You can’t use this philosophy in the college admissions process. Every aspect of the process revolves around deadlines.

Here is the list of deadline-specific tasks:

  • Testing registration
  • Early action / early decision application submission
  • Regular decision application submission
  • FAFSA submission
  • PROFILE submission
  • Scholarships submissions
  • College acceptance deposit
  • Final transcript submission

College admission is ONE task in life that won’t allow “do-overs” or “extensions”. It is an unforgiving process that will cost you hundreds and even thousands of dollars for procrastinating and not filing on the appropriate deadline. So here is my ONE PIECE OF SAGE ADVICE:

DO EVERYTHING EARLY!

  • Register early for the SAT/ACT tests.
  • Complete the application EARLY and get it in to the colleges before the deluge of “wait until the last minute” applications arrive.
  • Complete the FAFSA the minute it becomes available (even if you have to estimate).
  • Submit all scholarship applications EARLY.
  • Followup on all the parts of your application to verify that the colleges received them.

Remember that EVERY college is different; do your homework and stay abreast of any college-specific deadlines.

For a list of deadlines, check them out at the College Board’s website:

 

Beyond the Rankings: In Search of the Perfect College

Last week during #CampusChat we talked about college search engines and their effectiveness in helping parents and students narrow down their college choices. There are many comparison tools out there, and today’s guest post from FindTheBest, offers parents and students some tips on how to conducting an in-depth side-by-side comparison search.

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Every fall the hype around college rankings consumes parents worried about whether their high school senior gets into a “Top 10 School.”  Parents should remember, in the heat of admissions season, there are several factors that make a school right for your teen; there are also plenty of great schools out there, whether or not they’ve been recognized in top ten lists.

From school size to tuition, there are dozens of important things to consider when helping your child apply to college. Fortunately, a new college comparison tool helps you search for and compare colleges and universities by location, acceptance rate, tuition and more.

How to Search Beyond

The free tool, provided by the comparison engine FindTheBest, includes every College institution recognized by the Department of Education.

Looking for a small school on the West Coast with tuition under $25,000? Specify that criterion in the school filter and see what comes up in the search results. Can’t decide between a few schools? Conduct an in depth side-by-side comparison of up to ten choices, so you can review details about potential universities and see how they stack up against one another.

Because rankings are not the only consideration when it comes to choosing a college, helping your college-bound teen understand this alleviates concerns about not making it into a “top school”, by providing them with alternative choices.

This application season, do your homework; research various schools and what they offer and you’re sure to be happy with the outcome.

5 Tips to help your student prepare for college

As a parent, it’s always a wonderful thing to see your child growing up. The years can pass by so swiftly that before you realize it, it’s already time for him or her to prepare for the college admission tests.

But the bigger question is—are you prepared to shoulder the expenses that a college diploma entails? If you already have a plan and a separate fund ready for action, then there’s nothing for you to worry about. However, if you’re the kind of parent who has put off college planning until the last minute, you have to decide on a plan as quickly as possible so you can discuss it with your child.

College is a major decision that you and your child will have to tackle seriously. It entails great financial resources, the tenacity to stay on despite the rigorous academic requirements and emotional support from one another.

It is never bad to aim for high goals, but make sure that you and your child have realistic expectations given the scarcity of financial aid programs and the difficulties of being admitted to the top educational institutions in the country. He can’t study at an expensive school if you can’t afford it and scholarships don’t always fill in the gaps. You can’t force him to take a particular course if he doesn’t have even an ounce of interest in the subject matter.

Deciding about what to do for college is something that you and your child should mutually make. Here is some food for thought as you sit down and talk about college with your child:

  1. Consider your child’s career: the course that your child wants to take will be the single biggest factor in determining where he will go for college, how much you will have to spend for it and how he will prepare for the admission exams. There are courses that will allow him to graduate and get a job in three years’ time, but there are also other career paths that can take as long as a decade to finish. Be sure that you both understand the complexities and difficulties of getting into the school and applying for financial aid, provided you are qualified for it.
  2. Talk about your financial resources. Your child has to know if he will need to look for work to earn extra cash to augment your financial contribution even before he is packed off to the dormitory. Learning financial independence is certainly a good thing, but not at the expense of his academic standing. Some students need time to adjust to their new environment before they can take additional responsibilities like a job, so don’t expect your child to be able to work and study at the same time immediately. Be realistic about what you can and cannot do for your child in terms of financial support so that he can also make plans and contributions on his own.
  3. Help your child to prepare for the admission exams. Be generous with your words of encouragement and advice as your child reviews for the college entrance tests. Nothing prepares your child better for college than a solid educational foundation. Help him brush up on the most critical subjects that will impact his chances of getting into his college of choice the most, such as English, Math, Science, History and Computer Science. Let him know that you are with him every step of the way.
  4. Do your homework. If your child already knows what course he wants to take, it’s up to you now to help him choose the best college or university. This will help you prepare not just for the admission exams but also for the actual costs that you will incur once he is accepted for enrolment. Your expenses will vary from institution to institution, so you should be careful to note the differences and the options that are available to you. After all, you will have to pay not just tuition fees but also dormitory fees, living allowance, medical costs, etc. Learning about the different colleges and universities that offer the best programs for your child can help you plan ahead and structure your finances accordingly.
  5. Check out financial aid options. Knowing about the various colleges that your child can attend will help you gather important information about financial aid and scholarship requirements that can help ease the burden of sending your child to college. There are different types of programs that can look into, such as work-study plans, merit-based financial aid, need-based financial aid and federal financial assistance. Go over each option with your child and solicit his ideas on the matter so you can both come up with a mutually sound decision.

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When not out building relationships with other bloggers, Krisca Te can be found reading blogs that tackle how to save money. She is also a personal finance freak who is currently working with CCF, a personal finance blog that writes about financial literacy.

Do you need $10,000 for college?

Do you have a creative student? Writer, photographer, graphic artist, filmmaker, print designer, architect? Here’s their chance to enter a contest that could net them $10,000 for college. All they have to do is enter–how simple is that!

THE ADOBE IMAGINATION CHALLENGE

Adobe is looking for examples of unique self-expression, individualism and creativity using their Adobe Creative Suite 5.5. Your student can download a FREE trial and create anything using the Suite and upload it to their Imagination Gallery.

Entries are being accepted NOW!

Adobe will be awarding a $10,000 prize from the finalists of four entry periods. Entry Period 4 has already begun and it’s not too late to submit an entry. You don’t have to enter the contest to win the daily prize. Then, once the finalists are chosen, you will get a chance to have people vote on your submission. Tap your Facebook friends, your Twitter followers, your Google+ circles, your family and friends.

The deadline to enter this final period is October 15th.

While you’re there, vote for the current finalists and give someone a chance to win!

While you’re at it, check out the REAL OR FAKE app that gives you a chance to decide whether or not the photo is “real or fake”. It’s pretty darn cool!

Imagine snagging a $10,000 prize for college…just by your student expressing their creativity using Adobe Creative Suite 5.5. 

Preparing your teenager for college

Today’s guest post is written by Carol Jones, author of Toward College Success: Is Your Teenager Ready, Willing, and Able? Carol approaches the college preparation process from more than an academic viewpoint. She recognizes that students need to be taught to be independent adults before heading off to college.

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By now, most parents and their students are settled back into the routine of school. Back-to-school night is over and students have their schedules down. Now that the chaos has smoothed a bit, consider this: Nearly 27 percent of college freshmen flunk out, drop out, or disappear mysteriously from their university and college campuses. When your son or daughter waves goodbye from the dorm parking lot, what’s the chance that he or she is going to add to that statistic?

Whether you have a high school senior, a freshman, or even a middle schooler, parents who expect their child to go on to higher education need to prepare those students while they are still living at home. If parents really want their students to successfully maneuver all the temptations of parties, late nights, and skipping classes while culling a college education, a degree, and the beginning of a promising career, they need to start preparing their teenagers long before the end of high school.

And I am not talking just about academics. Academics is, of course, an crucial part, but if your teenager cannot wake himself up in the morning, cannot handle conflict, cannot manage her time and priorities, cannot self-advocate, cannot manage his money, does not know when she needs help or how to get it, then despite a stellar grade point average, that teenager will be leaving home with a deficit.

In my book, Toward College Success: Is Your Teenager, Ready, Willing, and Able?, I show parents that developing the skills for a successful college experience needs to begin long before you wave goodbye at the dorm parking lot. Most of the skills I am talking about are covered in basic parenting, but many of us in an attempt to instruct, guide, and model, end up interfering and rescuing—which, of course, only teaches them that mom and dad will take care of everything.

Teenagers need graduated responsibilities with real consequences. Many will stumble, but when they do make progress, they should be rewarded with more responsibility. For example: extend curfew hours, allow more driving privileges, let them take on a part-time job, even let older teens attend events without adult supervision. Praise them when they show responsible behavior and be ready to go back a step when they don’t.

Let your teenager make his own appointments to talk with a teacher or to make the orthodontist appointment. Guide him to figure out his time and calendar and commitments—you will not be there to do it for him in college. College is a time of much change, more freedom, and new and challenging situations. Students who come already capable of figuring out how to solve a conflict with a roommate, how to safely handle themselves at a party, how to determine just how much time they need to study for that mid-term, are the students more likely to succeed in their academics. Look for the opportunities to give your middle and high school students a chance to mature, to be responsible, to learn from failures and consequences, and to accept challenges. By doing so, you are guiding them toward college success.

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To learn more about Toward College Success: Is Your Teenager Ready, Willing, and Able?, go to http://www.pcaroljones.com/ to read excerpts, buy the book, follow Carol on Facebook, or to read her blog.

Interview with Power Women Magazine

Last week I did a radio interview with Power Women Magazine about the college prep process and my Parents Countdown to College Toolkit. In it, I discussed the steps necessary to prepare for the admissions process, how to stay organized, and the 10 mistakes parents and students often make when applying to college.

Click the link below and you can listen to the interview.

 

 

Power Women Magazine Radio Interview