Tag Archives: college prep

college guidance, college planning, parenting

5 Tips to help your student prepare for college

As a parent, it’s always a wonderful thing to see your child growing up. The years can pass by so swiftly that before you realize it, it’s already time for him or her to prepare for the college admission tests.

But the bigger question is—are you prepared to shoulder the expenses that a college diploma entails? If you already have a plan and a separate fund ready for action, then there’s nothing for you to worry about. However, if you’re the kind of parent who has put off college planning until the last minute, you have to decide on a plan as quickly as possible so you can discuss it with your child.

College is a major decision that you and your child will have to tackle seriously. It entails great financial resources, the tenacity to stay on despite the rigorous academic requirements and emotional support from one another.

It is never bad to aim for high goals, but make sure that you and your child have realistic expectations given the scarcity of financial aid programs and the difficulties of being admitted to the top educational institutions in the country. He can’t study at an expensive school if you can’t afford it and scholarships don’t always fill in the gaps. You can’t force him to take a particular course if he doesn’t have even an ounce of interest in the subject matter.

Deciding about what to do for college is something that you and your child should mutually make. Here is some food for thought as you sit down and talk about college with your child:

  1. Consider your child’s career: the course that your child wants to take will be the single biggest factor in determining where he will go for college, how much you will have to spend for it and how he will prepare for the admission exams. There are courses that will allow him to graduate and get a job in three years’ time, but there are also other career paths that can take as long as a decade to finish. Be sure that you both understand the complexities and difficulties of getting into the school and applying for financial aid, provided you are qualified for it.
  2. Talk about your financial resources. Your child has to know if he will need to look for work to earn extra cash to augment your financial contribution even before he is packed off to the dormitory. Learning financial independence is certainly a good thing, but not at the expense of his academic standing. Some students need time to adjust to their new environment before they can take additional responsibilities like a job, so don’t expect your child to be able to work and study at the same time immediately. Be realistic about what you can and cannot do for your child in terms of financial support so that he can also make plans and contributions on his own.
  3. Help your child to prepare for the admission exams. Be generous with your words of encouragement and advice as your child reviews for the college entrance tests. Nothing prepares your child better for college than a solid educational foundation. Help him brush up on the most critical subjects that will impact his chances of getting into his college of choice the most, such as English, Math, Science, History and Computer Science. Let him know that you are with him every step of the way.
  4. Do your homework. If your child already knows what course he wants to take, it’s up to you now to help him choose the best college or university. This will help you prepare not just for the admission exams but also for the actual costs that you will incur once he is accepted for enrolment. Your expenses will vary from institution to institution, so you should be careful to note the differences and the options that are available to you. After all, you will have to pay not just tuition fees but also dormitory fees, living allowance, medical costs, etc. Learning about the different colleges and universities that offer the best programs for your child can help you plan ahead and structure your finances accordingly.
  5. Check out financial aid options. Knowing about the various colleges that your child can attend will help you gather important information about financial aid and scholarship requirements that can help ease the burden of sending your child to college. There are different types of programs that can look into, such as work-study plans, merit-based financial aid, need-based financial aid and federal financial assistance. Go over each option with your child and solicit his ideas on the matter so you can both come up with a mutually sound decision.

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When not out building relationships with other bloggers, Krisca Te can be found reading blogs that tackle how to save money. She is also a personal finance freak who is currently working with CCF, a personal finance blog that writes about financial literacy.

college planning, parenting

Preparing your teenager for college

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Today’s guest post is written by Carol Jones, author of Toward College Success: Is Your Teenager Ready, Willing, and Able? Carol approaches the college preparation process from more than an academic viewpoint. She recognizes that students need to be taught to be independent adults before heading off to college.

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By now, most parents and their students are settled back into the routine of school. Back-to-school night is over and students have their schedules down. Now that the chaos has smoothed a bit, consider this: Nearly 27 percent of college freshmen flunk out, drop out, or disappear mysteriously from their university and college campuses. When your son or daughter waves goodbye from the dorm parking lot, what’s the chance that he or she is going to add to that statistic?

Whether you have a high school senior, a freshman, or even a middle schooler, parents who expect their child to go on to higher education need to prepare those students while they are still living at home. If parents really want their students to successfully maneuver all the temptations of parties, late nights, and skipping classes while culling a college education, a degree, and the beginning of a promising career, they need to start preparing their teenagers long before the end of high school.

And I am not talking just about academics. Academics is, of course, an crucial part, but if your teenager cannot wake himself up in the morning, cannot handle conflict, cannot manage her time and priorities, cannot self-advocate, cannot manage his money, does not know when she needs help or how to get it, then despite a stellar grade point average, that teenager will be leaving home with a deficit.

In my book, Toward College Success: Is Your Teenager, Ready, Willing, and Able?, I show parents that developing the skills for a successful college experience needs to begin long before you wave goodbye at the dorm parking lot. Most of the skills I am talking about are covered in basic parenting, but many of us in an attempt to instruct, guide, and model, end up interfering and rescuing—which, of course, only teaches them that mom and dad will take care of everything.

Teenagers need graduated responsibilities with real consequences. Many will stumble, but when they do make progress, they should be rewarded with more responsibility. For example: extend curfew hours, allow more driving privileges, let them take on a part-time job, even let older teens attend events without adult supervision. Praise them when they show responsible behavior and be ready to go back a step when they don’t.

Let your teenager make his own appointments to talk with a teacher or to make the orthodontist appointment. Guide him to figure out his time and calendar and commitments—you will not be there to do it for him in college. College is a time of much change, more freedom, and new and challenging situations. Students who come already capable of figuring out how to solve a conflict with a roommate, how to safely handle themselves at a party, how to determine just how much time they need to study for that mid-term, are the students more likely to succeed in their academics. Look for the opportunities to give your middle and high school students a chance to mature, to be responsible, to learn from failures and consequences, and to accept challenges. By doing so, you are guiding them toward college success.

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To learn more about Toward College Success: Is Your Teenager Ready, Willing, and Able?, go to http://www.pcaroljones.com/ to read excerpts, buy the book, follow Carol on Facebook, or to read her blog.

admissions, college guidance, college planning, parenting

College Questions?

This week, it’s my privilege to be interviewed by Power Women Magazine about my Parents Countdown to College Toolkit and college preparation. If you have any questions about college preparation or have wondered about the content of my Toolkit, tune in LIVE:

Date: Thursday, September 22nd

Time: 12PM ET, 11AM CT, 9AM PT

Where: Online at Power Women Magazine

college guidance, college planning, Guest Posts, parenting

Prepping students for life as a college student

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Parents, you have spent nights up with your kids when they were sick, read over homework assignments, and been a listening ear to their rough days at school. Fast forward to their senior year of high school and now your child is an adult. While no one can turn back the clock, there are several actions you can take now to ensure your child is prepared to smoothly transition to a college student.

  • Encourage responsibility–While you are still the parent and have an important role in your future college student’s life, promote independence. For example, set boundaries with your child if you will be sending money regularly. Also, determine consequences if your child abuses money that you send such as by not sending additional funds until the next semester. Let your child know that you will be available to listen and offer suggestions, but the ultimate responsibility lies with them. There has to be a balance between being a parent and treating your child as an adult.
  • Encourage your child to avoid getting into debt, when possible–Many students and their families receive financial aid packages that include grants and loans. With this in mind, encourage your child not to incur further debt such as credit card charges or overdraft bank fees. Offer suggestions for your child to save money and establish a budget to cover the expenses that come with the college life. Examples of suggestions would be to work part-time on campus, purchase food at the grocery store, and limiting entertainment expenses.
  • Encourage your child to use the resources available on campus–The college experience is more than attending classes, but will hopefully allow your child to learn new things and meet new people. So, when your child needs help with talking to a professor, dealing with a rude roommate, or finding an internship, advise him or her to seek out the appropriate organizations and individuals for assistance. While you maybe tempted to speak to someone to help your child, keep in mind that ultimate responsibility remains with your child.
  • Encourage your child to maintain balance–Don’t be surprised if your child calls you from college and mentions his or her increased stress levels from classes. Remind your child to seek out attending counseling, participating in fitness courses, eating properly, or taking a brisk walk around campus with friends. Certainly, preparing your child for college will be a time of anxiety for you because you ponder over whether you taught your child and equipped them with the tools necessary for survival in the world. Now is the time to trust yourself that your child is ready to attend college and be available to encourage him or her along the way!

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Today’s guest post is from Ashley Hill, founder of CollegePrep Ready. Ashley brings her knowledge, expertise, and compassion to helping junior and high school students and their families to successfully prepare for college. She founded CollegePrep Ready in July 2010 in response to her personal journey to achieving success in her undergraduate program. She is dedicated to developing an individualized plan of action for every student and family because no two students are alike.

 

college costs, college planning, financial aid

Is it possible? Can it be done? Is it affordable?

My good friend Jeff Sheely over at the College Money Insider created this amazing Infographic about the college admissions process and what it takes to accomplish your goal of attending college.

If you’re a parent of a college-bound teen you may be asking yourself the same question, especially as it relates to paying for the education. You might want to jump over to my blog at CollegeParenting.com (The #1 Question Parents Ask Me) to check out my suggestions and then take a look at Jeff’s infographic to help you visualize the process.

View Original Size

Copyright © 2011 Student Loan Marketplace
 

admissions, test prep

The Test Prep Controversy

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test-taking

In today’s Education column of the New York Times, the President of the College Board addresses the question of the value of SAT Prep courses.  This has been a long standing debate and the theories vary depending on who addresses the question.

According to Mr. Caperton:

Success on the SAT, and more importantly success in college, begins in middle school and in the early years of high school. The best way for students to get ready for the SAT is to take rigorous, challenging courses in high school and to study hard and do well in those classes.

But, there were some interesting comments that followed the article that give differing opinions about test prep. The bulk of the comments were either from parents or students who had availed themselves of test prep services and were able to raise their scores significantly; thus justifying the cost involved. I found the comments more interesting than the article.

I tend to agree with one comment which stated that the SAT measured the students test taking ability before it measured their cumulative knowledge. Some students take tests well; others do not. If those who do not test well take the time to familiarize themselves with the test itself, it will help them be less anxious and more confident on test day.

Read my article on GalTime for some tips on preparing for those college admission tests.

admissions, college guidance, test prep, Uncategorized

Parents Complain About Costly College Advice

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I’ve been reading quite a few articles lately about parents complaining about the cost of college admissions advice, test preparation, and parent counseling. I have to wonder what are these parents expecting? Are they being promised things that the admissions professionsals can’t deliver?

So. I did my research. I found a common thread among the complaints and the promises. The so-called professionals were making promises that they could not guarantee:

  • We guarantee your child will win thousands of dollars in scholarships
  • We promise you that once you use our services, your child will be accepted at an Ivy League College
  • If your child takes our college prep course they will make a perfect score on the SAT test
  • We are the only ones who know the secrets of getting into college

As a parent, it’s your job to investigate before you spend your money. If they make promises that seem impossible to fulfill, then the odds are they can’t guarantee anything. It’s been my experience that only a handful of professionals truly know the admissions process well enough to guide you and your teen. If you choose to pay someone hefty fees to personally guide your teen, make sure they are members of reputable organizations and certified as a college admissions counselor.

According to a recent article in The New York Times:

“When you say things like, ‘We know the secrets of getting in,’ it kind of implies that it’s not the student’s ability,” said Mark H. Sklarow, executive director of the association, in Fairfax, Va. “It suggests that there’s some kind of underground code.”

….admissions officers say that no outsider can truly predict how a particular applicant might fare.

It’s always your choice on how you spend your money. Whether you choose to employ the services of an admissions counselor or you choose to gather all the information yourself and guide your teen yourself. You have to do what’s best for you and your teen. But remember, there are no guarantees. And there is no substitute for hard work, research and preparation.

admissions, college guidance, college planning, extracurricular activities, financial aid, test prep

Preparing for College: A Helping Hand

The University of Arizona has established two programs to help high school students prepare for the college experience. They are welcoming high school sophomores and seniors to a summer program that provides them with valuable information about the university and about building a foundation to help students succeed once they graduate high school and enter college.

The 2-day senior program is focused around admissions and acquainting students with the various majors available. The week-long sophomore program is focused around teaching students how to build a foundation for academic success.

According to University of Arizona academic advisors:

Minimally, families should be planning for college as early as 8th grade, when many academic decisions with long-term consequences are made. Course planning for the freshman year often begins early to mid-spring semester of the eighth grade year, and it is important that parents and school personnel help young students design a plan for college enrollment beginning then.

This program gives students a helping hand. This program was implemented after a 2007 pilot study showed that “addressing the transition barrier between high school and college was a critical point needed to help raise high school graduation levels and college enrollment”.

Hopefully other colleges will follow suit and implement these transitional programs. A student who is prepared and armed with the tools to succeed will be less likely to enter college overwhelmed and be less likely to drop out or fail.

Read the entire article here.

college guidance, test prep

College Test Prep for the rest of us

sat-test-prepLet’s face it. Those students who have some sort of test prep prior to taking the SAT and/or ACT tend to do better. There are always those Type A parents that shell out hundreds and thousands of dollars to get their teens ready for test day. Those programs are available to anyone, but what about the rest of us who can’t afford that added expense because we’re scraping together all our extra pennies saving for college?

Since preparation ALWAYS pays off, here’s some good news on how your teen can do some summer test prep on a limited budget:

  • Check out the SAT and ACT official websites. They have free resources that your teen can use from sample essays, to practice tests, and the SAT question of the day. Signing up for this free email is a great way for your teen to get acquainted with the types of questions on the SAT test.
  • Use the resources available at the library. Many libraries offer FREE prep courses. In addition, you can check out practice tests books.
  • Check out The Princeton Review online. They offer all kinds of FREE practice tools and are offering a NEW SAT Vocabulary challenge for $4.99 for the IPhone and the ITouch.
  • Check out test prep companies in your area. Many of them offer FREE, no obligation tests for students.

If you encourage your teen to take advantage of these preparation tools during the summer, they will be less stressed and more prepared when test day rolls around in the fall.