Category Archives: college health

college guidance, college health, parenting

Talking to kids about drugs and alcohol before they leave for college

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Sending the kids away to college can be both exciting and disconcerting. You want the best for them, but you may be worried about their safety in an environment where drugs and alcohol can seem to run rampant. While college may not live up to your worst fears, it can’t be denied that drugs and alcohol will be making their way around campus. Talking to your kids about this reality, and how to handle it responsibly, is essential for preparing them to make responsible decisions. Remember these guidelines for talking to your kids about drugs and alcohol before they leave for college.

Speak frankly.

The worst thing you can do is dance around the issue without addressing your concerns directly. You should conduct this conversation in a way that is both honest and realistic. Talk to your kids about what they can expect to encounter on campus, as well as what you expect from them. Understand that some kids will be more attracted to drugs and alcohol than others, but also that these things represent a risk for everyone. Irresponsible decisions can lead to serious consequences, and your children need to hear about this directly from you.

If your teen does end up in some alcohol-related trouble, such as a DUI, hire the services of an experienced attorney immediately. A good attorney can help your child through the legal process and focus on getting your child’s license restored, so that the child is not left without a license for an extended period. While you should make sure that your child does experience some consequences if he or she drove under the influence, a DUI attorney has the ability to limit the damage that this charge will do to your child’s job prospects after graduation, while having his or her license reinstated as quickly as possible.

drugs and alcoholTry to relate to your children.

Generational gaps can be difficult to bridge, but remember that you were once the same age as your kids, and you went through similar life changes. Talk about your own experiences from youth, and relate the consequences that you faced. Tell them about the things you saw and experienced during your youth. You need to make your children aware that you understand what they’re going through. Remind them that you’re not out of touch, and that you speak from real life experience.

Some kids are hesitant to talk to their parents about drugs and alcohol because they fear being punished, so be sure to let your kids know that they can talk to you about these things. They need to know that you’re around to help them through this period of change; this is a time that can be very difficult for kids, after all. Keep the lines of communication open. Try to teach your kids to make responsible decisions, but remind them that they can talk to you about anything.

Stress the college policies on drugs and alcohol.

Remember that schools have their own policies on drugs and alcohol, and bring this up with your children. Look over school policies on alcohol use and abuse, as well as the consequence that may face students who break the rules. When an infraction could result in academic probation, revocation of scholarships or other consequences, the reality of this situation may become clearer. Remind your kids that there is always plenty of good clean fun to be had in college, and they don’t need to break college rules to have a good time.

Drugs and alcohol are everywhere today. Centers for rehab in Los Angeles and cities all over the country are constantly in the news, and college substance abuse problems are more prevalent than ever. No college campus is exempt from the risk of drugs and alcohol, and parents need to communicate about this issue with their children in order to ensure a bright future for them.

college guidance, college health, college planning, parenting

Your student’s college health insurance plan

 

college health plansCollege is an exciting time in a young person’s life, and most of the excitement comes from being away from home and meeting new and interesting people. However, being close to new people and moving to new places can also have a negative aspect on your health through exposure to all sorts of bugs and germs. If you have a decent health plan, then you don’t need to worry much because you are protected, but if you don’t, it’s time you learned about your options.

The Parent’s Health Plan

Recent litigation has left many students eligible for coverage through their parent’s health plan, which continues until they are 26. Each school will have their own specific requirements about your parent’s health plan, and this will determine the doctors you can access through an in-network program and so on.

Students whose parents don’t have health insurance are not eligible and have to work with the following options:

College Health Insurance

The majority of colleges in the country have their own health plans, and they’re usually low cost.  However, low costs shouldn’t be the driving force behind your search for a health plan. Some of the low cost plans come with questionable coverage caps and wouldn’t be ideal if you get an illness. Coverage usually focuses on smaller threats, such as immunization and medicine because schools tend to focus on keeping the population healthy.

Individual plans

This is a valid option if you have concerns about your school’s health plan and would like more features on the policy. Individual plans won’t cost much and they also come with more options than the typical college plan. In addition, they can be applied for online. The premiums would be slightly higher, but if you have a chronic condition to worry about, this route offers you more security.

You will have to contact an insurance broker or agent who will give you more information about the kind of coverage you need and the related costs. Your health will have to be evaluated before you can get any type of plan, and should you have any major pre-existing medical conditions, several stipulations will be added to the plan, or in some cases, your application could be rejected.

More and more colleges are dropping the student health plan because the federal government requires it to be more comprehensive than it is currently. The 2010 healthcare overhaul helped put in place guidelines, which necessitate substantial coverage for students. About two-thirds of full time college students operate on their parent’s health plan and aren’t affected by less than satisfactory plans offered by college insurance.

A minimum of 600,000 students in college, about 7% of the total number, purchase their own insurance from the school. An increase in premium by the president requires most colleges to up the cost to much higher figures than the students are currently paying, which is why many colleges just opted to drop insurance this year.

In order to stay safe and informed, take time to check your school’s health policies, and see which type of coverage they offer. A school may offer several types of policies, and depending on the school, they can range from widely comprehensive policies which cover major critical illnesses and minor accidents among other conditions. It is advisable to take up the more comprehensive cover because it will take care of your visits to health services, any medical procedures and diagnostics you may need and any visits to a specialist.

Much information is required when assessing medical insurance and medical plans, so take your time, and ensure you only pick the health plan that will keep you safe over a range of situations and isn’t costly.

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Author Bio

Andrew Deen is a writer who creates informative articles in relation to law. In this article, he explains student’s health insurance plans and aims to encourage further study with an online masters in health law.