All posts by Suzanne Shaffer

What the Affordable Care Act Means for your Student

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affordable care actThe Affordable Care Act (also known as ObamaCare) has begun to roll out in earnest. While the politics of the bill are certainly something that continue be debated, the fact is that the Act is certainly here today. If you have a student who is in college or who is going to college, you are faced with a very different health care landscape than you were looking at last year. The major differences are in the types and cost of coverage available, as well as who will pay for that coverage.

Longer Coverage

Perhaps the best-known provision of the Affordable Care Act was the increase in the length of time that a single college student could remain on his or her parents’ insurance. The new limit is 26, which is enough time for most students to finish an undergraduate degree as well as a Master’s program. This gives parents a chance to make sure that their children maintain coverage even after they head off to college, and it gives most students a better level of overall insurance coverage than they might be able to afford on their own. The coverage is not indefinite, but it does help to fill in the gaps that many experience in their 20s.

Required Care

The longer coverage period will be quite helpful, since your student will now be required to have health insurance. Many schools have already required some form of coverage for their students (the SUNY system in New York is a notable example), but the new government regulations will apply a tax penalty to adults who are not covered. It seems likely that more major universities will require some form of health care for students to attend, though this is only conjecture at this point. What is important, though, is that all students will be required to have coverage or to pay the tax penalties at the end of the year.

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Potential Scholarships for Engineering Students

 

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engineeringEngineering is a great college major. It is a versatile degree and that makes getting a job in a related field right out of college a lot easier. The downside is, even though engineering is a high-paying field, getting the right education is still expensive. One of the best ways to reduce expenses without giving up getting an education altogether is to apply for scholarships. Here are five scholarships for engineering students.

SMART Scholarship

Award: $25,000-41,000

Deadline: December 16

Eligibility

This scholarship is available to United States students who are at least 18 years old and pursuing further education and a degree in science, technology, engineering, or mathematics. Current enrollment in a college or university and a high school diploma or GED and are required. Applicants must be available for summer internships, willing to accept a job after graduation with the Department of Defense and have at least a 3.0 GPA.

How to Apply

Applications must be submitted online at http://smart.asee.org/. The scholarship may cover up to 5 years of education.

Maureen L. and Howard Blitman, P.E., Scholarship

Award: $5,000

Deadline: March 1

Eligibility

This scholarship is open to high school seniors who have been accepted into an engineering education program at college or university. The program must be ABET-accredited and applicants must be legal residents of the United States. The scholarship is specifically for those of an ethnicity that is under-represented in the field of engineering. Specifically Native American, Hispanic or African-American engineering students.

How to Apply

Applications can be downloaded at http://www.nspe.org/Students/Scholarships/blitman.html and must be mailed in to the NSPE Education Foundation and received before the deadline.

Lillian Moeller Gilbreth Memorial Scholarship

Award: $10,000

Deadline: February 15

Eligibility

This scholarship is awarded by the Society of Women Engineers. Only women in their junior or senior years of pursuing a an ABET-accredited college or university education in Engineering. Applicants must be full-time students and maintain a 3.0 GPA.

How to Apply

The application must be started online at https://scholarships.swe.org/applications/login.asp. The application and the contact information for your faculty and personal references must be submitted before the applicant deadline. If FAFSA has also been filed, then the Financial Aid representative’s contact information must also be submitted by that first deadline. The deadline for the letters of recommendation is a bit later. The scholarship may be renewed once for undergraduate education only.

Continue reading Potential Scholarships for Engineering Students

Staying Safe While Socializing in College

 

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socializing in collegeCollege is an exciting time; it’s a time to meet new people and experience new things. However, it’s important to remain safe while socializing in college. Often, freshmen run into issues, as this is the first time that they are away from the watchful eye of their parents. By keeping their safety and health in the forefront of their mind freshmen are sure to have an enjoyable and safe first year or college.

Robberies

Depending on the campus, nighttime robberies can be a concern. This is why it’s important to travel in twos or more. Traveling in pairs is especially important for women. Sexual assaults and rapes are under reported on college campuses and are a serious threat and danger to young women and men alike. Freshmen, both male and female, should consider carrying a whistle and pepper spray with them in order to ward of attacks and be in a better position to defend themselves and reach help in a bad situation. If stuck in a dangerous situation always remember that your valuables are replaceable and to give them up without a fight.

Alcohol At College Parties

Parties that occur during high school tend to be at parents houses with a relatively small amount of alcohol available. However, on a college campus there is generally an abundant amount of alcohol and many drinks are made to hide the taste of the alcohol it contains. This is where students can get into trouble imbibing too much alcohol. In addition to these hazardous concoctions, college parties can be dangerous because they may often feature students drinking way past their limit and sometimes end up with individuals hospitalized due to alcohol poisoning. While underage students are highly recommended to avoid such social gatherings, if they do find themselves in this situation it is best to take care of yourself and your friends, as well as encourage others not to drink and drive.

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5 Tips to Avoid Getting Sick in College

 

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sick studentGetting sick in college can be difficult. It can keep you out of class as well as out of the social scene. And, unfortunately, many college students are forced to deal with illness without access to medical care. If you want to avoid getting sick, you might want to try following the five tips below.

Get Some Sleep

Sleep is often the last thing on a college student’s mind. Staying up until all hours of the night and waking up at the crack of dawn is just part of the college experience. It is also a part of the college experience, though, that might keep you from feeling your best. If you want to avoid getting sick, make sure that you are able to get at least eight hours of sleep each night. This might mean actually going to be on time during the week, but it is more than worthwhile to do this if it means being healthy.

Watch Your Diet

Most college freshmen gain wait – the dreaded freshman fifteen. The reason behind this is actually quite simple: for the first time, most students are able to eat what they want, and the most widely available foods are simply bad for you. Unfortunately, eating these foods may cause you to miss out on getting vital vitamins and minerals that can keep you from getting sick. If you want to stay healthy, make sure that you eat a good balance of proteins, fruits, vegetables and healthy carbohydrates. This will help you to keep the weight off while allowing you to stay healthy.

Continue reading 5 Tips to Avoid Getting Sick in College

The Growing Field of Gerontology

 

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gerontologyGerontology is proving to be one of the fastest growing–if not the fastest growing–fields of study in the United States. Look at what this exciting new field is and why making gerontology your field of study or adding gerontology classes to your curriculum will almost certainly benefit your education and earning potential.

Why Gerontology?

The population in the United States is aging. It is not only aging, it is doing it in unprecedented numbers and then living longer on top of that! Between 2000 and 2010, the U.S. total U.S. population grew a little over 9%; furthermore, the population of those over 65 grew at 15%. To put it in graphic terms every day for the last two years and for the next 17 years almost 10,000 people will celebrate their 65th birthday. 79 million baby boomers born between 1946 and 1964 are going to need medical care and other special care. Gerontology is by far the fastest expanding facet of medical care, and employment in general, in the United States. It is up to the students of today to get the education to prepare for this huge demand. One short-term projection says there will be a 36% increase in the demand for professionals trained in some facet of gerontology.

Comparing Geriatricians and Gerontologists

Plainly speaking gerontology is the scientific study of aging. Geriatricians are physicians who specialized in treating the health problems of elderly patients. Gerontologists are multi-disciplinary: including but not limited to medical workers, biologists, psychiatrists and psychologists, and sociologists. Medical workers with education specifically in gerontology would range from caregivers to surgeons; accordingly, Certified Nursing Assistants, EMTs, Paramedics, Physician and Medical Assistants, Nurses, Nurse Practitioners, and of course, D.O.s and M.D.s. The common goal of gerontologists is improving the quality of life for seniors.

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Wednesday’s Parent: 5 Tips to help with application stress

 

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from pocsmom.com to parentingforcollege and vice versa.

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application stress

5 Tips to Help with Application Stress

A study conducted in 2010 of high school and college students found that “five times as many high school and college students are dealing with anxiety as youth of the same age who were studied in the Great Depression era. Students themselves point to everything from pressure to succeed — self-imposed and otherwise — to a fast-paced world that’s only sped up by the technology they love so much.”

If they were to do the same study today, I would imagine they would find the level of stress and pressure students feel has escalated. There is no greater stress than application stress. Every component breeds stress: standardized tests, GPAs, the essay, and even the recommendation letters. It’s no wonder students are feeling the stress when they start the application process.

As a parent, it’s difficult for you to watch the stress levels increase as it gets closer to application time. And when stress levels increase with your student, the family stress goes up as well.

Following are 5 tips to help with application stress:

Preparation prevents panic

I used to tell my kids that I worked best under pressure. It may be true but with the pressure came added stress. As with any task, preparation removes the stress and allows you and your student to avoid the panic that ensues and causes stress.

Get help before you need it

Before senior year, do your research. If you find there are some questions that you need answered or some help with the overwhelming amount of components in the application, get help. Help is available online and a good bit of it is either free or at a minimal cost. There are also other parents who are going through this or have been through it before and are willing to help. Ask for help–don’t flounder around when help is available.

Stay organized

Organization is key when tackling the college application. Look at the college sites and the Common App site for a list of application components. Gather all the necessary documents before starting and keep them in one place (either on the computer or in a folder). Use calendars, to-do lists, and emails to keep all the documents organized. Once your student starts with the application they should be able to complete it easily.

Continue reading Wednesday’s Parent: 5 Tips to help with application stress

PrepTalk for students and parents

 

In today’s world of technology, it’s much easier to connect with colleges and other students. It doesn’t require a plane ride or a car trip to talk with college representatives. Imagine being able to interview before the college visit. Imagine having a college available to ask a question, verify receipt of documents and connect about financial aid.

preptalkIn a nutshell, PrepTalk has created a virtual, 2-way webcasting platform designed to connect college representatives with prospective students and parents.

For students/parents: One of the most influential factors when determining where to attend college is a live conversation with a college representative. Unfortunately, due to time and budget constraints, a college is only able to visit an average of 500 of the 27,000 high schools in the United States. These high school visits often take place during school hours, making it difficult for parents to be involved. The PrepTalk platform allows colleges to expand their reach by offering virtual, informational webcasts targeted at students and their parents. It also allows colleges to interact with prospective students on a one-one basis, for mentoring and support through the application process.

For colleges: Through the platform, colleges will have the ability to broadcast information about their college, and students will be able to ask questions and interact directly with the college in a live setting. Colleges now have a new tool to interact with prospective students and their parents prior to applications being submitted, and can monitor a student’s level of interaction and interest in a college. The platform allows colleges to educate students that they might not discover otherwise due to budget or accessibility constraints.

Signing up is easy. You can use your Facebook profile or sign up for PrepTalk using an email address. Once you’ve signed up following are the pages you can explore. Take it out for a test drive!

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Mom-Approved Tips: 6 Stressful College Tasks (and how to keep from freaking out)

stressIt’s no surprise the middle name of college-bound teens is “stress”. According to a recent survey, 76 percent of college-bound students say they are stressed. If you live with one, you’re stressed too; and not just you, but your family as well. Granted, there are plenty of reasons to be stressed. And plenty of reasons why it’s impossible to avoid feeling stress (try as you might).

Following are 6 stressful college tasks and how to keep from freaking out. Yes, freaking out.

The Grades

Grades mean everything. Your student’s GPA is one of the most important components of the college application (if not THE most important). It’s understandable that your kid will stress over receiving B’s instead of A’s on their papers. They know that the college they want to attend looks at grades, classes, and GPA’s carefully before making an offer of admission.

What can you do? Create a positive study environment and don’t add to the pressure. If you see them struggling, get help. Let them know that all you expect from them is they do their best, nothing more.

The College Visits

Any parent who has been on a college visit with their teen will attest to the emotional roller coaster that often ensues. Your kid may balk at the thought of getting out of the car, cringe at the fact that his/her parents are there along with them, and freak knowing they have an interview scheduled.

What can you do? Take a chill pill before you head out and remember your kid is most likely terrified. This is a huge step for them and emotions are going to play a big part in the visits, even though you might see it as a critical step in the plan. Give them the freedom to express those emotions.

The Standardized Tests

Testing in itself is stressful. But standardized tests are incredibly stressful. It’s a timed test that affects the outcome of offers of admission. Scores are compared with other students and some consider them to be bragging material. A low score means less options for college; a high score opens more doors.

What can you do? Under no circumstances should you nag your student about studying. Help them study. Encourage them to study. Provide tutoring. If the pressure is off, they will do better on the tests. Too much pressure (especially from parents) with students who are stressed already, will affect their ability to focus and relax on test day.

The College Choices

Making decisions is stressful without the added pressure of the impact of this one decision on your kid’s future. They may act calm, cool and collected, but they feel the pressure to make the right college choices. The schools they choose will be evaluating them on their merit and overall success academically.

What can you do? Let them make their own choices. Guide but do not put your foot down and tell them they can only attend your alma mater or a college close to home. They need to make the choice themselves because they will be attending the college for the next four years. If they don’t like it, they won’t be happy and stay when struggles come.

The Money

Money concerns always produce mounds of stress. With the economy in disarray, that stress is compounded when families are trying to pay for college. When deciding on college choices, money should always be a factor. If your student knows what you can afford to contribute and what is expected of them, the stress will be minimal. Keep them in the dark and there could be added stress and disappointment when they apply to a school that is not financially doable.

According to The Princeton Review’s 2013 “College Hopes & Worries Survey”—an annual poll of college applicants and parents of applicants—stress levels are up while cost remains a driving factor in college selection. In fact, 79 percent said the state of the economy has affected their decisions about college—up 4 percent from 2012.

What can you do? Make time to talk about money with your kid. Hoping your student will get a full ride scholarship is not realistic. You need to plan for the worst (little or no aid) and hope for the best (multiple scholarships and merit aid). If the college choices fall into your family’s ability to pay, when the financial aid award arrives it will be a much more pleasant experience. Especially if lack of money to pay does not affect the final decision.

The Waiting

This is probably the most stressful time in your kid’s life, which means it is stressful for the parents as well. One student puts it simply:

Because as decision day draws closer, and the (rather strong) possibility of rejection becomes more and more pronounced, I can’t help but think that my process, that my life, is entirely out of my hands. I know it’s irrational — I know that I’m still the one who will make the ultimate decision, that I’m the one who will decide what my future holds. But that’s my point — I’m not rational anymore. I’m just afraid.

What can you do? Celebrate the accomplishment of applying and provide distractions during the months of waiting. Reiterate that you will be proud of them and no matter what the outcome it’s not the end of the world. Rejection is tough on these teens, but strong parent support can help them see that there are always options available and sometimes disappointments turn into blessings.

The ultimate goal is to have a stress free household and to avoid freaking out. This is probably impossible but keeping the “freaking” to a minimum will help your student reduce their stress. Stay calm and breathe. It will all be over soon.

Saturday Giveaway: Parents Countdown to College Crash Course

 

With competition for college becoming more intense and the college admissions officers looking at each application and analyzing its merits, it makes sense to give your college-bound teen Parents Countdown to College Crash Course ($147 value) to one lucky parent.

PARENT-COLLEGE-COACHING-BOO

I created the Parents Countdown to College Crash Course because:

        • College admissions is becoming increasingly competitive
        • By college’s own admission, the process is entirely subjective
        • If you wait until senior year, you will in panic mode
        • Your teen is just one in thousands of college applicants
        • Without help, you will get lost in the college maze
        • School counselors simply don’t have the time to advise

WORKBOOK NOTEBOOKWhat you can expect from my Parents Countdown to College Crash Course:

  • A step by step guide through the college admissions process—walking you through the process in a way that every parent can understand
  • Supportive templates and worksheets to help you stay organized and on top of college deadlines
  • Directions on where to go to find the experts in every facet of the college admissions process—and how to get their help for FREE!
  • How to help your teen choose the right college—the college that fits him/her perfectly
  • Tips on how to make your college-bound teen appealing to their top choice college
  • Everything you ever need to know to understand financial aid and how to leverage that knowledge to your advantage
EXPERT-LINKS-CDThat’s great you say; but at what cost?

Here’s an excerpt from a recent New York Times article:

No test or licensing is required to offer such services, and there is no way to evaluate the counselors’ often extravagant claims of success or experience. And Ms. Duff’s asking price, though higher than many, is eclipsed by those of competitors who may charge upwards of $40,000 —more than a year’s tuition at many colleges.

Believe me, I couldn’t afford that kind of money when I was helping my kids with the college process, and I’m sure you can’t either.

top-website-picksBUT, if I had found someone that offered everything I needed in one CRASH COURSE for a FRACTION of the cost of those high-priced counselors, I would have JUMPED at the BARGAIN!

For ONE all-inclusive price you will receive:

  1. An EbookParent College Coaching 101 (guiding you through the step by step process of college admissions).
  2. A workbookwith Templates and Worksheets to compliment the instructions in the Ebook.
  3. Expert Link Listclickable links to EVERY expert in the field of college admissions.
  4. Whitepapers-collectionWhitepapersA compilation of my articles and blog posts (categorized) specifically addressing college admission issues.
  5. My Top Website picksThese are sites that are PACKED with FREE information and tips about the college admissions process.

Don’t make the mistake of being unprepared and scrambling around senior year trying to help your college-bound teen apply to colleges. Be a smart parent and prepare in advance. The best time to start with the college prep process is the 8th grade. But if you’re running behind, my Crash Course will help you catch up!
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Scholarships Friday: Scholastic Art and Writing Awards

 

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It’s never too early to start applying for scholarships. Today’s feature scholarship is the perfect example. If you have a creative college-bound teen in 7-12 grade this is one scholarship they can apply to early. Wouldn’t it be great to have $10,000 under your belt before they ever enter high school?

Ninety-one years ago, Maurice R. Robinson, the founder of Scholastic Inc., designed the Awards to provide students who are accomplished in the arts with the same honors as their athletic classmates.

scholastic are and writing awards

Today, the Scholastic Art and Writing Awards is the country’s longest-running, most prestigious recognition initiative for creative teens, partnering with over 60 colleges and universities to make more than $8 million in scholarships available to winning high school seniors. Every year, 15 high school seniors win the highest possible honor, the Portfolio Gold Medal, in addition to a $10,000 scholarship. This year, a 16th Portfolio Gold will be awarded, thanks to the program’s generous donors who provided additional funds in honor of the program’s 90th year.

The Scholastic Art and Writing Awards call for submissions is now open and students in grades 7-12 can submit their art and writing for consideration. In doing so, they can join a roster of famous alumni including Andy Warhol, Robert Redford, Sylvia Plath, Zac Posen, and Lena Dunham, all of whom received Scholastic Awards when they were teens. Further details can be found in their call for submissions. Click here to learn the rules, guidelines and submission deadlines for each category.